Rates Did What?
The Federal Open Market Committee (FOMC) met for its sixth of eight scheduled meetings this year and, as widely expected, reduced the benchmark federal funds rate by a quarter point.
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Good or Simply the Best?
Buying a home is not just about loan approval. It is about positioning yourself to succeed in today’s market and tomorrow’s economy.
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Is There a Bad Moon Rising?
Over the past several weeks, I’ve shared my view that the U.S. economy is quietly slowing — to the point where more people may begin using the “R” word (recession) in normal conversation.
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Mr. President… You Can’t Have Your Cake and Eat It Too
Recently, the President has expressed frustration that the press has failed to fully appreciate—or even acknowledge—his transformation of the U.S. economy into what he repeatedly describes as the “best ever.” This rhetorical flourish will sound familiar to anyone who has listened for more than five minutes.
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Markets, Messaging, and the Growing Trust Deficit
Global markets are increasingly signaling skepticism—not panic, but doubt—toward the optimistic economic narrative emanating from Washington. Despite enthusiastic declarations that the U.S. economy is the strongest in history, investor behavior suggests confidence is eroding rather than strengthening.
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Fed Takes Expected Path…Cuts 0.25%—But Mortgage Rates Defy the Usual Script
The Federal Reserve delivered the move markets had fully priced in: a 0.25% cut to its benchmark lending rate. Normally, the mortgage market reacts counterintuitively to Fed cuts—rates often tick higher, not lower, as investors reposition for future policy moves and reassess inflation risks.
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Who Needs “Real” Economic Data When We Have Joe Lunch Pail…
As we approach next week’s Federal Reserve meeting, markets are placing slightly better than even odds on a 25-basis-point rate cut—far from the 50-basis-point move that was circulating among analysts back in October.
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I Simply Just Don’t Understand…
Metro Atlanta’s housing market has entered a clear—and in some price bands undeniable—buyer’s market. Homes that once sold in days now routinely sit for 60 to 90 days or more, even in sought-after areas.
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It’s Time for a Change
As I write this, the federal government has been shut down for 28 days. That’s four full weeks during which hundreds of thousands of federal employees have gone without a paycheck—a full month without income for families who depend on it.
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Shutdown Economics: Markets Move on Intuition as Rates and Gas Prices Fall
As of this week, the federal government has been shut down for three weeks—an unusually long pause that has left financial markets operating without the guidance of key economic data.
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