Washington Promised Lower Rates. Homebuyers Are Still Waiting.
If you’ve been waiting for mortgage rates to fall because those on Capitol Hill and the Federal Reserve have signaled potential rate cuts, you’re not alone.
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The “War” Is Showing Up in More Than Just Gas Prices
The war is no longer content to express itself at the gas pump. It has begun diffusing across asset classes with a speed and synchronicity that feels less like coincidence and more like a real-time demonstration of macroeconomic transmission under stress.
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Falling in Love With Houses You Can’t Afford: A National Pastime
There’s a peculiar modern ritual in homebuying: you scroll listings, tour a few homes, imagine where the couch goes, maybe even name the future dog—then discover you can’t actually buy the place.
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Rates Return, The Holiday Gasoline Miracle and The Bigger Economic Picture
For the first time since January 2025, the average 30-year fixed mortgage rate has climbed back to 6.75%, according to Mortgage News Daily, with borrowers still paying roughly one-half to three-quarters of a discount point simply to obtain that rate.
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Where Do WE Go From Here…
Inflation, mortgage rates, and gasoline prices have all surged to three-year highs, placing significant pressure on the U.S. housing market and causing real estate activity to slow sharply in recent weeks.
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Friday’s Employment Report: The Market’s Next Hurdle
For much of the recent conflict involving Iran, financial markets operated under a relatively comfortable assumption: geopolitical disruptions would be temporary, energy markets would stabilize, and inflation would remain contained.
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Inflation, Shrinkflation, Stagflation: Pick Your Poison
If the current economic moment feels like a vocabulary test no one studied for, that’s because it is.
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This Week’s Market Reflection: A Beautiful Day for Housing and the Economy
Inspired by U2’s 2000 hit “Beautiful Day,” this week’s economic outlook carries a similar message: after three turbulent years, the horizon is finally brightening. The Dow Jones Industrial Average has pushed past the 45,000 mark
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This Week’s Market Reflection: Inspired by the Bangles “Walk Like An Egyptian”
Over the years, I’ve observed two markedly different approaches to selling real estate—resale properties versus new construction—and it may be time for resale sellers to start “selling like a builder.”
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They Are Back…and You Need to Beware…
If the Rate Quote Looks Too Good to Be True… It Probably Came From a Roach With a Headset. A funny thing happened a couple of weeks ago when mortgage rates briefly dipped below the 6.00% benchmark.
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