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General

Should I Stay or Should I Go

This week’s inspiration comes from the 1982 hit Should I Stay or Should I Go by The Clash—a fitting question for many people currently weighing whether to continue renting or take the leap into homeownership.

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Making the Best of a Bad Situation: A Thought on Tariffs, Inflation, and Consumption

This week, I’m drawing musical inspiration from Ray Stevens’ 1986 hit “Makin’ the Best of a Bad Situation.” The reason? The growing concern among economists and media pundits regarding the potential inflationary impact of tariffs scheduled to take effect later this summer.

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General

Driving Until You Qualify

This week’s musical inspiration comes from Willie Nelson’s iconic 1980 country hit On the Road Again. The song captures the feeling of constant travel—an increasingly relevant theme for many aspiring homeowners

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General

This Week’s Market Reflection: Inspired by Styx’s “Mr. Roboto”

This week’s musical inspiration is drawn from the 1983 Styx hit, “Mr. Roboto.” The iconic opening lyric— “Domo arigato, Mr. Roboto,” or “Thank you very much” in Japanese—serves as an ironic backdrop for interpreting recent policy commentary from Federal Reserve Chairman Jerome Powell and his colleagues.

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A family in the front yard of their new home. A for sale sign next to them with a sold sign places over it.
General

Don’t Stop Believing: Homeownership May Be Closer Than You Think…

This week’s inspiration comes from Journey’s 1981 anthem Don’t Stop Believin’. For many first-time homebuyers, the song’s title captures both the challenge and the hope of entering today’s housing market.

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Edited image of Jerome Powell with numbers in the background.
General

The Fed Cut 2025

The Federal Reserve cut its benchmark rate by 0.25% at Wednesday’s meeting, a move fully anticipated by markets.

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General

Rates Did What?

The Federal Open Market Committee (FOMC) met for its sixth of eight scheduled meetings this year and, as widely expected, reduced the benchmark federal funds rate by a quarter point.

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Meeting with a Loan Officer
General

Good or Simply the Best?

Buying a home is not just about loan approval. It is about positioning yourself to succeed in today’s market and tomorrow’s economy.

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A woman holding her hand up to her ear.
General

Someone Must Be Listening…

Several weeks ago, I posed a simple question: “Why not?”—specifically, why not extend mortgage terms beyond the traditional 30-year fixed structure that dates back to the 1930s. To my surprise, it appears someone may indeed be listening.

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The sky with the moon shining through the trees at night.
General

Is There a Bad Moon Rising?

Over the past several weeks, I’ve shared my view that the U.S. economy is quietly slowing — to the point where more people may begin using the “R” word (recession) in normal conversation.

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