Metro Atlanta’s Housing Slowdown Has More to Do With Home Prices Than Interest Rates
If you ask almost any real estate agent why homes are taking longer to sell, you'll likely hear the same answer: mortgage rates.
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The Best Time to Shop for a Mortgage Isn’t After You Find the House
Imagine buying a car, signing the paperwork, and then deciding it's time to compare dealerships. Sounds ridiculous, right? Yet every day, homebuyers do the mortgage equivalent.
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The Most Expensive Question Homebuyers Never Ask
If I had a dollar for every prospective homebuyer whose first question was, "What's your rate?"...well, I could probably buy down my own mortgage rate.
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Rates Hold Above 6.50% — And Washington’s Talking Points Won’t Change That
The 30-year fixed mortgage market continues to hover above the 6.50% mark for a second consecutive week, even as the 10-year Treasury drifted modestly below 4.50%.
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Changing the Ruler: Will Wall Street Buy the Fed’s New Inflation Math???
For decades, investors, economists, and policymakers have relied on familiar inflation gauges such as the Consumer Price Index (CPI) and the Personal Consumption Expenditures (PCE) Price Index to help determine the direction of monetary policy.
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Falling in Love With Houses You Can’t Afford: A National Pastime
There’s a peculiar modern ritual in homebuying: you scroll listings, tour a few homes, imagine where the couch goes, maybe even name the future dog—then discover you can’t actually buy the place.
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It Was Nice While It Lasted: Markets Discover Geopolitics Still Exists
The markets were having a rare moment of peace. Then geopolitics wandered back into the room like an uninvited relative who immediately starts arguing at Thanksgiving.
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The Fed’s Crystal Ball Is Costing Markets Their Compass
Somewhere along the way, Wall Street stopped reading economic reports and started treating every Federal Reserve meeting like a séance.
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Refinancing: Is It Time? Maybe. But Don’t Get Sold.
Refinancing has once again taken center stage in the mortgage world, with more than 60% of all current mortgage applications now driven by refinance activity. On the surface, that sounds like good news: rates are easing, consumers are acting, and opportunity appears to be in the air.
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Someone Must Be Listening…
Several weeks ago, I posed a simple question: “Why not?”—specifically, why not extend mortgage terms beyond the traditional 30-year fixed structure that dates back to the 1930s. To my surprise, it appears someone may indeed be listening.
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