It Was Nice While It Lasted: Markets Discover Geopolitics Still Exists
The markets were having a rare moment of peace. Then geopolitics wandered back into the room like an uninvited relative who immediately starts arguing at Thanksgiving.
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The Fed’s Crystal Ball Is Costing Markets Their Compass
Somewhere along the way, Wall Street stopped reading economic reports and started treating every Federal Reserve meeting like a séance.
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Refinancing: Is It Time? Maybe. But Don’t Get Sold.
Refinancing has once again taken center stage in the mortgage world, with more than 60% of all current mortgage applications now driven by refinance activity. On the surface, that sounds like good news: rates are easing, consumers are acting, and opportunity appears to be in the air.
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Someone Must Be Listening…
Several weeks ago, I posed a simple question: “Why not?”—specifically, why not extend mortgage terms beyond the traditional 30-year fixed structure that dates back to the 1930s. To my surprise, it appears someone may indeed be listening.
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When Getting a Mortgage…Maybe We’re Asking the Wrong Questions
As I write this, the federal government has been shut down for 28 days. That’s four full weeks during which hundreds of thousands of federal employees have gone without a paycheck—a full month without income for families who depend on it.
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Economic Outlook for the Second Half of 2026: Inflation, the Federal Reserve, and Mortgage Rates
Last week offered the markets their first real glimpse of the "new Federal Reserve" under Chairman Kevin Warsh. Investors, economists, and political observers alike were watching closely for signs that the Fed might align itself with President Trump's repeated calls for lower interest rates.
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Payment, Not Price: Why Home Sellers Must Retire Their 2021 Playbook…
There was a time not long ago when listing a home felt less like a real estate transaction and more like securing tickets to a sold-out concert. Between 2020 and 2022, eager buyers lined neighborhood streets waiting for open houses to begin, reminiscent of fans camping overnight for the 1984 Victory Tour.
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The VA Loan Myth: Why Sellers Should Stop Overlooking Veteran Buyers…
For decades, investors, economists, and policymakers have relied on familiar inflation gauges such as the Consumer Price Index (CPI) and the Personal Consumption Expenditures (PCE) Price Index to help determine the direction of monetary policy.
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Changing the Ruler: Will Wall Street Buy the Fed’s New Inflation Math???
For decades, investors, economists, and policymakers have relied on familiar inflation gauges such as the Consumer Price Index (CPI) and the Personal Consumption Expenditures (PCE) Price Index to help determine the direction of monetary policy.
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Rates Hold Above 6.50% — And Washington’s Talking Points Won’t Change That
The 30-year fixed mortgage market continues to hover above the 6.50% mark for a second consecutive week, even as the 10-year Treasury drifted modestly below 4.50%.
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