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Conventional Loan Requirements 2026

Unlock the path to homeownership with 2026 conventional loan requirements. Discover qualifications, credit scores and more to make a home purchase or refinance.

Debt Consolidation Loans for Bad Credit

Debt consolidation loans are an excellent financial tool that can help you pay off your debts, decrease your total monthly payments, and accelerate your journey to financial freedom.
That said, if you have taken on debt with multiple lenders, accumulated high loan amounts, and are behind on payments, your credit may not be in the best shape.

Do I Need a REALTOR® to Buy a House?

When you’re ready to buy a home you’ll need to consider whether or not you want to work with a REALTOR®. You’re under no legal obligation to hire a real estate agent when making a home purchase.

FHA Loan Requirements Checklist 2026

Does your financial history prohibit you from qualifying for a conventional mortgage? If so, you may still qualify for a loan backed by the Federal Housing Administration (FHA). FHA loan requirements are generally much looser than other mortgage programs. Do you qualify for an FHA loan? Learn more about what to expect from the FHA loan program and how to apply. 

Manufactured or Mobile Home Financing

Learn about the financing options for manufactured, mobile, and modular homes. Discover conventional and government mortgages, chattel, and personal loans.

Are Home Improvements Tax-Deductible?

Homeowners are responsible for keeping their properties up-to-date. From time to time, that responsibility calls for making improvements. The IRS encourages homeowners to do so by providing the opportunity for tax deductions on certain types of improvements.

Housing Market Predictions 2024

The CrossCountry Mortgage team recently sat down with Chris Bennett, principal of mortgage hedge advisory firm Vice Capital Markets, for his expert insights on the state of the market and what to expect in 2024.

Housing Market Trends Summer 2023

The CrossCountry Mortgage team recently sat down with Chris Bennett, principal of mortgage hedge advisory firm Vice Capital Markets, for his expert insights on the state of real estate markets and what to expect as the housing market continues to unfold. Here are three key insights from our recent Trend Tracker webinar.

Fixer-Upper Renovation Loans

Your dream home could be found in a property that just needs a little lovin’. These days those properties are known as fixer-uppers, and they’re a great solution for those who want to modify an existing home exactly to their liking. Seeing potential in properties that need renovations can be very rewarding and sometimes cheaper than building a home from the ground up or buying a home that’s ready to move in.

The 2024 Conforming Loan Limits

The FHFA announces the 2024 conforming loan limits. Understand what loan limits are, how they are decided, and how these updated amounts impact homebuying.