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Homebuying

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Realtor and potential homebuyers viewing a house

What Is Mortgage Contingency?

Learn what a mortgage contingency is, how it protects both buyers and sellers, and the risks involved in waiving it during a home purchase. Find out more today.

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Couple tours a home during an open house with either a REALTOR® or a real estate agent.

REALTOR® vs. Real Estate Agent

Learn the difference between working with a REALTOR® and a Real Estate Agent. Discover their roles, ethical standards, and how to choose the right professional.

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Couple meets with REALTOR to buy a house.

Do I Need a REALTOR® to Buy a House?

When you're ready to buy a home you'll need to consider whether or not you want to work with a REALTOR®. You’re under no legal obligation to hire a real estate agent when making a home purchase.

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Overhead view of homes that are a part of a homeowners association (HOA).

What Is an HOA?

Discover what a homeowners association (HOA) is, from fees to governance. Make an informed choice about your next home purchase with insights from this guide.

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Exterior of building that could be a condo or a townhouse.

Condo vs. Townhouse: What’s the Difference

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How Much Home Can I Afford?

Discover your home affordability with expert tips and an affordability calculator. Evaluate your finances and debt-to-income to find your ideal price range.

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Mortgage Loan Process Explained

If you’re considering buying or refinancing a home, you may be in unfamiliar territory. Learn what to expect during the mortgage process in this guide.

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What Is Escrow on a Mortgage?

Escrow is used to hold funds for property taxes, homeowners insurance, and other expenses related to your home. Learn more about escrow and how it works.

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A family spending time together in the living room of their new home.

Buying a House with Bad Credit

Everybody makes mistakes, but a low credit score shouldn’t cost you your dreams of homeownership. Even if your credit history prevents you from securing a traditional mortgage, there are many loan programs available for those with less-than-stellar credit. Here’s how to buy a house with bad credit, along with some tips to improve your credit score for the future.

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Home appraisal being completed

What Is a Home Appraisal?

Learn what a home appraisal is, how it works, and what factors impact the value of your property. Get insights on preparing for a home appraisal today.

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