Homebuying
15-Year vs. 30-Year Fixed Mortgage
Find out the differences of a 15-year fixed mortgage vs. a 30-year fixed mortgage, compare pros and cons, and decide which one would be better for you.
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What Is Mortgage Contingency?
Learn what a mortgage contingency is, how it protects both buyers and sellers, and the risks involved in waiving it during a home purchase. Find out more today.
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What Is a Home Appraisal?
Learn what a home appraisal is, how it works, and what factors impact the value of your property. Get insights on preparing for a home appraisal today.
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Buying a House with Bad Credit
Everybody makes mistakes, but a low credit score shouldn’t cost you your dreams of homeownership. Even if your credit history prevents you from securing a traditional mortgage, there are many loan programs available for those with less-than-stellar credit. Here’s how to buy a house with bad credit, along with some tips to improve your credit score for the future.
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What Is Escrow on a Mortgage?
Escrow is used to hold funds for property taxes, homeowners insurance, and other expenses related to your home. Learn more about escrow and how it works.
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When Is the Best Time to Buy a House?
The housing market is affected by many factors, from the economy to mortgage interest rates to local supply and demand. But did you know that the time of year can influence the final sale price of a home? Believe it or not, home prices vary by the season. So when is the best time of year to buy a house? Here’s how the housing market changes during the year.
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What to Expect on Your Closing Day
Your mortgage journey comes to an end on closing day. Find out what should you expect and how can you prepare to move into the home of your dreams.
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How Much Home Can I Afford?
Discover your home affordability with expert tips and an affordability calculator. Evaluate your finances and debt-to-income to find your ideal price range.
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Who Pays Closing Costs?
Learn who typically pays the closing costs during a home sale transaction, the buyer or the seller, and how these costs can be negotiated or financed if needed.
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What Is an HOA?
Discover what a homeowners association (HOA) is, from fees to governance. Make an informed choice about your next home purchase with insights from this guide.
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