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Homebuying

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What Does Contingent Mean in Real Estate?

Learn what contingent means in real estate and how different contingencies can affect a home sale. Understand your options during the buying or selling process.

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What Is Escrow on a Mortgage?

Escrow is used to hold funds for property taxes, homeowners insurance, and other expenses related to your home. Learn more about escrow and how it works.

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A family spending time together in the living room of their new home.

Buying a House with Bad Credit

Everybody makes mistakes, but a low credit score shouldn’t cost you your dreams of homeownership. Even if your credit history prevents you from securing a traditional mortgage, there are many loan programs available for those with less-than-stellar credit. Here’s how to buy a house with bad credit, along with some tips to improve your credit score for the future.

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Home appraisal being completed

What Is a Home Appraisal?

Learn what a home appraisal is, how it works, and what factors impact the value of your property. Get insights on preparing for a home appraisal today.

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How Much Home Can I Afford?

Discover your home affordability with expert tips and an affordability calculator. Evaluate your finances and debt-to-income to find your ideal price range.

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Realtor and potential homebuyers viewing a house

What Is Mortgage Contingency?

Learn what a mortgage contingency is, how it protects both buyers and sellers, and the risks involved in waiving it during a home purchase. Find out more today.

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When Is the Best Time to Buy a House?

The housing market is affected by many factors, from the economy to mortgage interest rates to local supply and demand. But did you know that the time of year can influence the final sale price of a home? Believe it or not, home prices vary by the season. So when is the best time of year to buy a house? Here’s how the housing market changes during the year.

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Overhead view of homes that are a part of a homeowners association (HOA).

What Is an HOA?

Discover what a homeowners association (HOA) is, from fees to governance. Make an informed choice about your next home purchase with insights from this guide.

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What to Expect on Your Closing Day

Your mortgage journey comes to an end on closing day. Find out what should you expect and how can you prepare to move into the home of your dreams.

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Who Pays Closing Costs?

Learn who typically pays the closing costs during a home sale transaction, the buyer or the seller, and how these costs can be negotiated or financed if needed.

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