Step-by-step process to getting the keys to your new home.
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- monday: 8:00AM – 5:00PM
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- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
Your Local CrossCountry Mortgage Loan Officer
Chase Buckles
- Loan Officer
- Memphis, TN Mortgage Loan Officer
- NMLS # 1894574
I’ll be with you every step of the way
I’m Chase Buckles, a loan officer proudly serving homebuyers and homeowners across Mississippi. I believe mortgage lending is more than simply a rate and a payment. It’s about understanding where you are today, knowing where you want to go and building a financing strategy to help you get there.
I’m a graduate of the University of Mississippi with a degree in banking, finance and real estate. Drawing on my financial background and mortgage experience, I help borrowers make confident decisions with clear communication and guidance from start to finish.
I also work closely with trusted professionals across real estate and finance to help clients navigate their options and build financing strategies around their goals. Paired with America’s #1 Mortgage Retail Lender, I’m dedicated to finding your dream mortgage.
I’m a Mississippi native and avid outdoorsman. My goal is simple: provide exceptional guidance, build lasting relationships and make every mortgage decision count.
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How much will your mortgage payment be?
Enter the basic loan terms (and additional information if you wish) to calculate your monthly mortgage payment and see a breakdown by category.
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.