Step-by-step process to getting the keys to your new home.
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
Your Local CrossCountry Mortgage Loan Officer
Dallas Frye
- SVP of Mortgage Lending
- Greenwood Village, CO Mortgage Loan Officer
- NMLS # 2601364
I’ll be with you every step of the way
I help homebuyers across the country win in real estate and in life! As a licensed modern loan advisor and one of the top LOs in the country, I make sure you walk away from our time feeling clear and more confident about the right monthly payment, down payment and price point.
My job is to help you win not just in real estate, but also in life. I’ve served all demographics and incomes, from NFL players to Veterans with 400 credit scores. As a Marine and MBA graduate, I’ve equipped my team to serve anyone who dreams of becoming a homeowner.
I chose America’s #1 Retail Mortgage Lender because we have no overlays or extra rules regarding VA loans. If you qualify, we will fund your mortgage. We also offer a wide range of loan products, including bank statement, DSCR and renovation loans, allowing my team and I to help clients who may not qualify for a typical loan. It’s my honor to serve you!
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How much will your mortgage payment be?
Enter the basic loan terms (and additional information if you wish) to calculate your monthly mortgage payment and see a breakdown by category.
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.