Step-by-step process to getting the keys to your new home.
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
Your Local CrossCountry Mortgage Loan Officer
Veronica Leon
- Mortgage Consultant
- Elgin, IL Mortgage Loan Officer
- NMLS # 2216360
I’ll be with you every step of the way
Hola! My name is Veronica Leon, and I’m a loan officer in the state of Illinois. I’m here to help you buy a home or refinance with support from America’s #1 Retail Mortgage Lender. I’m bilingual in Spanish and English and love to assist the Hispanic community. Helping others has always been more than a career for me — it’s a lifelong passion.
With 15+ years of experience in banking, customer service and insurance, I bring knowledge, dedication and a client-first approach to every home financing experience. As your trusted loan officer, I’m committed to providing the guidance and resources you need to navigate the process with clarity and peace of mind.
Whether you’re buying your first home or investing in real estate, I’m here to make the process easier to understand. What matters most to you matters to me, and I’m dedicated to helping you navigate every step with clarity and confidence. Let’s turn your homeownership dream into a plan, and your plan into reality!
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How much will your mortgage payment be?
Enter the basic loan terms (and additional information if you wish) to calculate your monthly mortgage payment and see a breakdown by category.
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.