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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
Your Local CrossCountry Mortgage Loan Officer
Jake Healy
- Senior Loan Officer
- Delray Beach, FL Mortgage Loan Officer
- NMLS # 1028904
I’ll be with you every step of the way
Hi, my name is Jake Healy, and I’m here to make your home loan process as smooth as possible. As a trusted loan officer at America’s #1 Retail Mortgage Lender, I bring years of experience and a proven record of success, helping over 700 individuals and families and closing more than $275 million in real estate transactions.
I’m well-versed in working with first-time homebuyers, relocations and Non-QM financing. My team and I focus on providing clear guidance and tailored solutions for every client. For our agent partners, we work when you work — available at night and on weekends — to ensure you get the support you need exactly when you need it.
Whether you’re looking to finance or refinance your first home, next home or an investment property, I’m here to guide you. I’ll provide dedicated customer service and solutions tailored to your unique situation. Together, we’ll create a financing plan that fits your goals and gets you home with confidence.
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How much will your mortgage payment be?
Enter the basic loan terms (and additional information if you wish) to calculate your monthly mortgage payment and see a breakdown by category.
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.