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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
Your Local CrossCountry Mortgage Loan Officer
Tyler Speakman
- Loan Officer
- Dallas, TX Mortgage Loan Officer
- NMLS # 1716165
Dallas’ #1 Retail Mortgage Lender
Hello! My name is Tyler Speakman, and I’m a loan officer at our Dallas, TX branch. Since 2018, I’ve used my unique background in corporate financial consulting to provide clients with a consultative, relationship-driven approach to their home financing. This has proven successful — leading to recognition as one of Dallas’ D Magazine Best Mortgage Professionals (2023–2024) and as a Five Star Mortgage Professional (2022–2026).
I ensure each mortgage strategy aligns with both the short-term and long-term financial goals of my clients and their families. We’ll start with a simple conversation about what you need so I can share the mortgage options that fit your goals. I offer a wide range of products at America’s #1 Retail Mortgage Lender, including conventional, jumbo, FHA and VA loans. Together, we’ll walk through each step of your home loan journey.
Off the clock, I enjoy spending time with my wife and three kids, golfing, volunteering and serving at our church.
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How much will your mortgage payment be?
Enter the basic loan terms (and additional information if you wish) to calculate your monthly mortgage payment and see a breakdown by category.
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.