Step-by-step process to getting the keys to your new home.
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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Your Local CrossCountry Mortgage Loan Officer
Jonny Sundstrom
- Senior Loan Officer
- Alpharetta, GA Mortgage Loan Officer
- NMLS # 1985546
I’ll be with you every step of the way
I’m Jonny Sundstrom, and whether this is your first mortgage or your ninth, you’re my priority. Having called the lowcountry home for the past 12 years, I understand the local community and what makes this area such a special place to live. I also have a strong connection to golf, which is a big part of the lowcountry lifestyle.
I start every client relationship by listening to your goals and helping you understand the steps from applying for financing to closing. Whether you’re a homebuyer or investor, I’m here to help structure smarter deals and find financing solutions that fit your needs.
I believe a great mortgage experience starts with trust, transparency and clear communication. My goal is to be a reliable resource, keep you informed and help you feel confident throughout the process. Backed by America’s #1 Retail Mortgage Lender, I’m committed to making your home financing journey as smooth and stress-free as possible.
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How much will your mortgage payment be?
Enter the basic loan terms (and additional information if you wish) to calculate your monthly mortgage payment and see a breakdown by category.
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.