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  • 611 N Mayfair Road Wauwatosa, WI 53226 Mobile (414) 406-1889 Tel (262) 259-5013 Janet.Dzikowski@ccm.com
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Your Local CrossCountry Mortgage Loan Officer

Janet Dzikowski

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  • Loan Officer
  • Wauwatosa, WI Mortgage Loan Officer
  • NMLS #263124
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I’ll be with you every step of the way

Hi, I’m Janet. My 20-plus years of experience in home financing have put me in touch with just about everyone. From first-time homebuyers to self-employed entrepreneurs with complex tax returns, I’ve helped my clients get it done! As part of our Wauwatosa, WI branch at America’s #1 Retail Mortgage Lender, no matter what you do for a living, I can help you achieve your homeownership goals.

When you come to me for your mortgage, I begin by listening. That’s how I’ll structure your ideal home loan — by understanding your goals and priorities. If you’re a first-time homebuyer, I’ll answer your questions and make sure you’re comfortable throughout the transaction. If this is not your first mortgage, we’ll discuss new products and how staple programs like VA, FHA, conventional, and jumbo have evolved to meet your needs.

At the end of the day, my goal is to be a reliable source of information for you. Your home purchase or refinancing experience should be exciting – and I look forward to making sure it is.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Friends enjoying dinner in an updated kitchen after completing home improvements with the help of CCM Equity Express.
A family plays together peacefully knowing they found the best option to help them reach financial wellness.
A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.

Tap into your home equity – fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity. 

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days. 

Get Started – Fixed Get Started – Flex

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

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Inspiration for your home loan journey

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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