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  • 205 S. Hoover Blvd., Suite 203 Tampa, FL 33609 Mobile (201) 394-6281 John.Gnisci@ccm.com
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Your Local CrossCountry Mortgage Loan Officer

John Gnisci

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  • Senior Vice President
  • Tampa, FL Mortgage Loan Officer
  • NMLS #727328
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Your biggest decision is my biggest passion

Hi, I’m John. I’ve originated over $2 billion in mortgages for clients ranging from top executives and celebrities to first-time homebuyers. I follow one guiding principle: every client deserves and receives my personal attention, no matter their background or goals.

At the Brooklyn, NY branch of America’s #1 Retail Mortgage Lender, my client-centric approach sets me apart from my competitors. I understand you’re making one of the biggest financial commitments of your life, and I’ll treat you as I would want to be treated. This belief has earned me a network of satisfied clients, real estate brokers, attorneys, CPAs, financial advisors, and home builders.

I closed my first home loan in 2000, and over the years, I’ve been a top producer at several prestigious financial institutions and mortgage banks in New York. My national recognition as a Top Originator by Scotsman Guide reflects my dedication to home financing excellence. My expertise has led to appearances on CBS and interviews in leading trade magazines.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Friends enjoying dinner in an updated kitchen after completing home improvements with the help of CCM Equity Express.

Tap into your home equity – fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity. 

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days. 

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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