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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
- saturday: 8:00AM – 5:00PM
- sunday: 8:00AM – 5:00PM
Your Local CrossCountry Mortgage Loan Officer
Ken Schwartz
- Inside Loan Originator
- Southlake, TX Mortgage Loan Officer
- NMLS # 1001095
Dedicated to getting it done
Hello! My name is Ken Schwartz, and I’m here to make your home loan process an enjoyable experience. I pride myself on being available seven (7) days a week to borrowers and real estate agents. As an experienced loan officer with America’s #1 Retail Mortgage Lender, I excel at helping people get into their new homes by taking the time to personally and meaningfully interact with each prospective borrower.
I know every mortgage is personal because your goals, circumstances and priorities are your own. That’s why I’ll carefully craft the home loan that meets your particular needs. Maybe a conventional loan checks the boxes. Maybe a jumbo loan is better for your big dreams. You might even qualify for programs like FHA, VA, or USDA. Whether you’re buying, renovating or refinancing, I will find the options to help you move forward.
If you’re ready to get started, feel free to call, text or email me. I look forward to helping make your dream of homeownership a reality!
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How much will your mortgage payment be?
Enter the basic loan terms (and additional information if you wish) to calculate your monthly mortgage payment and see a breakdown by category.
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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1. Pre-qualify for a home loan
2. Check your credit report
3. Meet with a CCM loan officer
4. Establish your homebuying budget
5. Get pre-approved
6. Work with a real estate agent
7. Find your dream home
8. Submit your mortgage application
9. Make an offer
10. Get a home inspection
11. Close your loan
12. Move into your home!
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It depends on the home loan. For example, conventional loans require a minimum credit score of 620. But VA and FHA loans may allow homebuyers to qualify with a credit score as low as 500. It’s important to note that lower credit scores often come with additional requirements or higher interest rates.
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It typically takes a few months to buy a home. The exact length of the process will depend on the market, home and other financing factors.
At CrossCountry Mortgage, we’re dedicated to making the mortgage side of homebuying smooth and stress-free – offering full approvals quickly through our FastTrack program.
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First, let’s see if you qualify for certain government-back loans. If you are a Veteran or Service Member, VA loans require 0% down. Same goes for rural homebuyers with USDA loans.
Second, talk to a CCM loan officer about local, state and national down payment assistance programs that may cover your down payment costs.
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That is more about you than the market! You’ll want to consider if you are ready to take on the homebuying process and then calculate your purchasing power with a CCM loan officer. Once you know your homebuying budget, it’s time to house hunt and explore your desired community for the home of your dreams.
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Before you find your dream home, it will help to have:
- Your credit score
- Proof of employment and income
- Cash or assistance for a down payment
- The right loan
- A homebuying budget
- An expert real estate agent
- Your dedicated CCM loan officer