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15-Year vs. 30-Year Fixed Mortgage

Find out the differences of a 15-year fixed mortgage vs. a 30-year fixed mortgage, compare pros and cons, and decide which one would be better for you.

How to Get Pre-Approved for a Mortgage

Discover how to get pre-approved for a mortgage with CrossCountry Mortgage. Learn the steps to take and start your homebuying journey with a pre-approval today!

How Does a HELOC Loan Work?

With a HELOC (home equity line of credit) you can borrow money against equity in your home, but it has financial pros and cons. Learn how HELOC loans work.

Mortgage Points: What Are They?

What are mortgage points? Discover why mortgage points are a popular way to lower your mortgage interest rate. Explore how they work and their benefits.

First Time Buyer Programs for Co-ops

Many buyers think that a down payment of 20% or more is required for a co-op. However, that’s simply not true with all buildings! While each building has its own set of By-Laws and you will have to abide by their down payment requirements, there are a large number of Co-ops in New York that allow for less than 20% down payment.

How Does a VA Home Loan Work?

Discover how a VA home loan works at CrossCountry Mortgage. Learn about eligibility, benefits, and more. Contact us today to simplify your homebuying journey!