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  • 9213 Sierra College Blvd., Suite 110 Roseville, CA 95661 Mobile (916) 257-9435 Tel (510) 903-2382 Padi@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Padi Goodspeed

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  • SVP, Branch Manager
  • Roseville, CA Mortgage Loan Officer
  • NMLS #191659
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I’ll be with you every step of the way

Hi, I’m Padi. Since 2002, I’ve been dedicated to providing sustainable financing for successful homeownership. Whether you’re looking to finance or refinance your first home, your next home, or an investment property, I’m here to give you a guiding hand.

As part of our Roseville, CA branch at America’s #1 Retail Mortgage Lender, I offer a wide range of products, including conventional, jumbo, FHA, VA, and non-QM loans. Together, we’ll walk through the steps of your home loan journey. From pre-approval to closing and beyond, I’ll make sure you know what’s happening with your mortgage and answer your questions along the way.

Having funded nearly $1 billion in residential loans and being named to the Top 100 Women Originators list in 2021 and 2022, you can rest assured that I have the experience necessary to create solutions and a clear path to your goal.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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