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  • 200 Mineral Springs Road Suite 205 Rockaway, NJ 07866 Mobile (908) 472-5732 Tel (848) 800-8634 Bill.Croteau@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Bill Croteau

  • Originating Branch Manager
  • Rockaway, NJ Mortgage Loan Officer
  • NMLS #310836
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I’ll be with you every step of the way

Hi, I’m Bill. With 14 years of expertise in the mortgage business in Rockaway, NJ, I take great pride in my relationships with agents, financial advisors, and real estate and divorce attorneys. My team and I are dedicated to helping clients become homeowners while saving them money by advising on the right product for their goals. Working seven days a week, we provide the most personalized mortgage experience possible.

From first-time homebuyers to experienced investors, we work with all kinds of individuals with unique scenarios. I share expert knowledge of many loan programs, from FHA and conventional loans to non-qualified mortgages, including bank statement and DSCR loans. When you work with us at America’s #1 Retail Mortgage Lender, we’re your go-to source for all things home financing—we have a loan for almost every situation. We look forward to meeting you!

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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