Your Palm Beach Gardens, Florida mortgage experts
Your Future Our Focus
-
- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
-
- Purchase
- Refinance
We’ll be with you every step of the way
Partner with CrossCountry Mortgage, an experienced and local lender in Palm Beach Gardens, FL backed by the resources of America’s #1 Retail Mortgage Lender. We have years of experience helping customers finance their dream homes or save money through refinancing. We can help you find the ideal mortgage solution to fit your needs.
With us you receive:
- Experienced licensed loan officers who can recommend the best solution to fit your financial situation
- Many loan options to choose from, including purchase, refinance, cash-out and more
- A quick, secure, and easy application process
Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Ryan’s testimonials
Meet our team
Ryan Brown
- Branch Manager / Divisional Vice President
- NMLS #334861
- 4273 Northlake Boulevard
- Palm Beach Gardens, FL 33410
- [email protected]
- mobile 561-707-0277
- tel 561-253-1807
Reginald Fagan
- Loan Originator
- NMLS #629417
- 4273 Northlake Boulevard
- Palm Beach Gardens, FL 33410
Brian Jacobs
- Branch Business Development Specialist
- NMLS #1874878
- 4273 Northlake Boulevard
- Palm Beach Gardens, FL 33410
- [email protected]
- mobile 561-446-1055
- tel 561-253-1807
Jeff Tarno
- Outside Loan Originator
- NMLS #2108769
- 4273 Northlake Boulevard
- Palm Beach Gardens, FL 33410
- [email protected]
- mobile 561-337-0285
- tel 561-693-4205
- fax 561-408-0004
Kyle Nelson
- Loan Originator
- NMLS #2067576
- 4273 Northlake Boulevard
- Palm Beach Gardens, FL 33410
Anne Clermont
- Sr. Mortgage Advisor
- NMLS #1943461
- 4273 Northlake Boulevard
- Palm Beach Gardens, FL 33410
Patrick Snyder
- Senior Loan Officer
- NMLS #1402102
- 4273 Northlake Boulevard
- Palm Beach Gardens, FL 33410
- [email protected]
- mobile 561-755-8675
- tel 561-323-6371
- fax 561-323-6371
Our support staff
Gian Rosamilia
Branch Operations ManagerDianne Dees
Disclosure & Compliance Team LeadBrian Miller
Senior Loan Processor Team Lead
Adrian Gonzalez
Branch Marketing Director
Emily Tequia
Client Concierge / Loan PartnerChristina Lemaster
Approval SpecialistValerie Plourde
Senior Mortgage ProcessorCameron Taylor
Loan Partner I / Team LeadMargarita Rodriguez
Loan ProcessorDenise Tamucci
Executive AssistantMy social posts
Frequently asked questions
-
Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
-
To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
-
A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
-
A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
-
To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.