CrossCountry Mortgage (CCM), the nation’s number one retail mortgage lender for the third consecutive year, has increased its agency conforming loan limits to $845,000, up from the current 2026 limit of $832,750. This proactive move, ahead of the Federal Housing Finance Agency’s (FHFA) official 2027 announcement, comes through CCM’s Early Bird Program.
“The housing market doesn’t wait for annual loan-limit updates, and neither should homebuyers,” said Brian Clark, Director of Product & Pricing at CCM. “Through our 2027 Early Bird Loan Limits, we’re giving borrowers earlier access to higher conventional loan amounts — creating more purchasing power, greater flexibility and added confidence as they search for the right home. It’s another example of how CCM moves quickly to deliver meaningful solutions in today’s market.”
In addition to higher loan amounts, the Early Bird Program gives borrowers access to CCM’s experienced loan originators, who provide personalized guidance and education on conventional loans and other financing options. This helps homebuyers better understand their choices and make confident, informed decisions throughout the mortgage process.
For more information about CCM’s product portfolio and to explore the Early Bird Program, visit ccm.com.