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  • 3415 S. Sepulveda Blvd, Suite 330 Los Angeles, CA 90034 Mobile (310) 266-7755 Tel (949) 554-2626 Karen.Zhong@ccm.com
Your Local CrossCountry Mortgage Loan Officer

Karen Zhong

  • SVP Loan Origination
  • Los Angeles, CA Mortgage Loan Officer
  • NMLS #237140
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I’ll be with you every step of the way

Hi, I’m Karen, based in Los Angeles, CA. At CrossCountry Mortgage, one of the nation’s top mortgage lenders, we offer a wide range of loan options, including conventional, jumbo, portfolio, FHA, and VA programs. As your partner in home financing, I’m committed to listening to you and utilizing over two decades of mortgage experience to tailor a strategy that fits your personal situation and goals.

Communication promotes confidence, and I want you to feel confident every step of the way. From filing your loan application to receiving your keys or completing your refinance, I’ll be by your side with continuous updates and answers to your questions or concerns. Whether you’re buying, refinancing, or renovating, I look forward to giving you an outstanding mortgage experience with America’s #1 Retail Mortgage Lender.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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