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1401 Cherokee Road Suite A & B Florence, SC 29501 Mobile (803) 360-3796 Tel (803) 360-3796 [email protected]
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- monday: 8:00AM – 7:00PM
- tuesday: 8:00AM – 7:00PM
- wednesday: 8:00AM – 7:00PM
- thursday: 8:00AM – 7:00PM
- friday: 8:00AM – 7:00PM
- saturday: 8:00AM – 3:00PM
- sunday: 1:00PM – 5:00PM
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- Purchase
- Refinance
Travis Blayton
- Branch Manager
- Florence, SC Mortgage Loan Officer
- NMLS #1493984
I’ll be with you every step of the way
Hi, I’m Travis. I began my journey in the mortgage industry over 10 years ago. With experience as a real estate agent and in all sides of home financing, including underwriting, I find the greatest joy in helping families secure the largest asset of their life. Our homes provide memories and safety – and my goal is to help make your homeownership dreams a reality as a member of our Florence, SC team at America’s #1 Retail Mortgage Lender.
My experience, product knowledge, and incredible team are key to that mission. We’re truly one big happy family and want to make you just as excited while financing the home of your dreams. We’ll always be by your side to answer questions, provide loan status updates, and make things stress-free. Whether you’re looking for a fixer-upper or a new vacation destination, we’re dedicated to getting it done.
When I’m not helping others, I love spending time with my family and friends. Born and raised in Hartsville, South Carolina, I enjoy playing golf, coaching baseball, and being outdoors.
Travis’s testimonials
Guides and resources
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.