C. Wayne Baker
I’ll be with you every step of the way
Hi, I’m Wayne, and after nearly a decade in the Landscaping and Lawn Care service industry, I shifted into Retail and Retail Management, where I gained practical experience in Home Improvement and Interior Design. From 1985 to 1999, I worked as a Top Producing REALTOR®, helping clients find their dream homes. In 1999, I “switched sides of the desk” into mortgage lending, where I’ve spent the past two decades helping hundreds of people secure the funds they need to purchase or refinance their homes.
As part of CCM’s Dunn, NC branch, I’m proud to provide personalized mortgage solutions using the resources of America’s #1 Retail Mortgage Lender. I’m also an avid musician and motorcycle enthusiast—my clients affectionately call me the “Loan Officer on a Bike.” Let’s connect and see how my service-driven philosophy can help you achieve your homeownership goals!





Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.