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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Gustavo Abraham
I’ll be with you every step of the way
Hi, I’m Gustavo! I’m from Mendoza, Argentina, where I grew up surrounded by family and friends and became a lawyer in 2016. In 2019, fate reconnected me with the love of my life, Sarah, and we were married by the end of the year. I came to the United States that fall for vacation, planning to return to Argentina in March 2020.
However, the pandemic forced us to make tough decisions. We restarted my immigration process, and I reinvented myself with the support of my wife and her family. I studied English and joined the mortgage industry. Today, I can proudly say I’m fluent in English and Spanish, own a home with my wife, have a growing family with a son on the way, and am a successful loan originator!
I feel a strong purpose to serve people like me who came to this country in search of a better future. I’m ready to help anyone who wants to become a homeowner, grow financial wealth for their family, and achieve their American dream, right here in Denver, CO, with America’s #1 Retail Mortgage Lender.
Gustavo’s testimonials
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.