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  • 68 35th Street, Suite C362 Brooklyn, NY 11232 Mobile (917) 757-6633 Tel (917) 757-6633 Debra.Shultz@ccm.com
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Your Local CrossCountry Mortgage Loan Officer

Debra Shultz

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  • VP of Lending
  • Brooklyn, NY Mortgage Loan Officer
  • NMLS #49302
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I’ll be with you every step of the way

Hola, soy Debra, vicepresidenta de Préstamos Hipotecarios de CrossCountry Mortgage con más de 25 años de amplia experiencia en préstamos hipotecarios. Como uno de los principales originadores hipotecarios nacionales del 1 %, me especializo en el financiamiento de hipotecas residenciales para todo tipo de propiedades, incluidas residencias unifamiliares y multifamiliares, casas adosadas, condominios, cooperativas, nuevos desarrollos y conversiones. En la sucursal de Brooklyn, NY, del prestamista hipotecario minorista n.o 1 de los Estados Unidos, soy conocido por encontrar las soluciones adecuadas para lograr los objetivos de mis clientes.

A través de los canales corresponsales y de corredores de CCM, tengo acceso a casi todos los productos hipotecarios del mercado. Esto incluye tamaños de préstamos conformes y de saldo alto, préstamos jumbo y súper jumbo, SONYMA (asistencia para el pago inicial de Nueva York), FHA, VA, renovación e incluso préstamos de construcción a permanente. También me piden frecuentemente que ayude a prestatarios no tradicionales con soluciones de financiamiento creativas, ganándome el apodo #AbracaDebra. Independientemente de su objetivo o situación, haré que la magia hipotecaria suceda.

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Streaming Content
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Jun 27
Existing-home sales ticked up 0.8% in May. Let’s talk through it all to help your clients move forward — like qualification options, unlocking equity or solving monthly payment hurdles.
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Jun 25
Real estate agents continue to be integral players in the homebuying process. Mortgage lenders are too — so why not team up? 🤝
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Jun 24
Real estate agents can be a valuable resource for homebuyers and sellers — but how do you know if you need one? Contact us to learn more.
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Jun 23
Go big.
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Jun 20
Homebuying is one of the most important decisions in someone’s life, so we work hard to make it a positive experience. We won’t settle until we hit 100% satisfaction — are you with us? 💯
Woman researching loan officers to find the right financing parter

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.
A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

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Inspiration for your home loan journey

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Frequently asked questions

  • Los costos de refinanciamiento generalmente oscilan entre el 2 % y el 6 % del monto del préstamo e incluyen cargos como tasación, seguro de título y costos de cierre. Factores como el tipo de préstamo, la ubicación y el puntaje de crédito pueden  afectar significativamente  estos gastos. Nuestro equipo puede ayudar a proporcionar estrategias  que  pueden ayudar a minimizar los costos.

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