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Your Local CrossCountry Mortgage Loan Officer

Amanda Bernardini

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  • Loan Originator
  • Williamsville, NY Mortgage Loan Officer
  • NMLS #1161395
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I’ll be with you every step of the way

Hi, I’m Amanda, a loan officer at our Williamsville, NY branch with America’s #1 Retail Mortgage Lender. Nothing is sweeter than securing your dream home—except maybe my homemade treats! Before entering the mortgage industry, I owned a bakery specializing in custom cookies and pop tarts. Now, with over 10 years of experience in mortgage processing, quality control, and sales, I bring that same passion for perfection to helping people achieve homeownership.

Just like my grandma’s sugar cookie recipe, each mortgage is unique. Whether you need a conventional, jumbo, FHA, USDA, or VA loan, we’ll find a personalized solution that fits your goals. From pre-approval to closing and beyond, I’ll always be available to answer your questions and ensure your mortgage continues to meet your changing needs.

When I’m not helping people become homeowners, I enjoy spending time with my two-year-old son, James, and our black lab, Panda. I look forward to helping you on your homeownership journey!

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Friends enjoying dinner in an updated kitchen after completing home improvements with the help of CCM Equity Express.
A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Tap into your home equity – fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity. 

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days. 

Get Started – Fixed Get Started – Flex

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Inspiration for your home loan journey

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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