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205 S. Hoover Blvd., Suite 203 Tampa, FL 33609 Mobile (619) 723-2133 Tel (619) 723-2133 [email protected]
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- monday: 8:00AM – 8:00PM
- tuesday: 8:00AM – 8:00PM
- wednesday: 8:00AM – 8:00PM
- thursday: 8:00AM – 8:00PM
- friday: 8:00AM – 8:00PM
- saturday: 8:00AM – 8:00PM
- sunday: 8:00AM – 8:00PM
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- Conventional Loan
- FHA Loan
- Jumbo Loan
- Renovation Loan
- VA Loan
Jason Cota
I’ll be with you every step of the way
Hi, I’m Jason. Growing up, my siblings and I were taught the value of hard work and education at a young age. Our parents were teachers, and we were all involved in sports—both playing and watching. I attended Marquette University and Purdue University, bringing the skills and dedication I learned throughout my life to the mortgage industry. As a loan officer at our Tampa, FL branch of America’s #1 Retail Mortgage Lender, I bring a holistic and educational approach to home financing.
As a 5 Star Award Recipient and Scotsman Guide Top 1% Originators honoree with 17 years of dedicated service, I expect nothing less than what I would want to receive in customer service and communication. My team and I will make sure you’re comfortable and confident with the loan you choose.
Our superior service lends to achieving one mission: helping families achieve the American dream of homeownership. Whether you’re buying your first home, making a move, or upsizing, I look forward to providing an outstanding home financing experience.
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.