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Your Local CrossCountry Mortgage Loan Officer

Michael Koopman

  • Originating Branch Manager
  • Tampa, FL Mortgage Loan Officer
  • NMLS #197329
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I’ll be with you every step of the way

Hola, soy Michael. Al llamar hogar a Tampa Bay, Florida desde 1976, me enorgullece ayudar a los clientes a lograr su sueño de ser propietarios de una vivienda y construir una mejor base para nuestra comunidad. Como miembro de nuestro equipo de Tampa, FL, en el prestamista hipotecario minorista n.o 1 de los Estados Unidos, y con más de 32 años en la industria hipotecaria, he visto muchos cambios. Pero una cosa ha permanecido igual: mi dedicación a ayudar a las familias de todo el país a lograrlo.

He forjado una reputación al presentar a cada uno de mis clientes las mejores opciones hipotecarias para su situación específica. Mi equipo brinda un servicio excepcional para satisfacer sus necesidades de préstamo, ya sea que usted sea un comprador de vivienda, un propietario de vivienda que busca refinanciar, un asesor financiero o un profesional inmobiliario. Le garantizo que recibirá el mejor proceso posible de nuestra parte, y que se retirará con socios de financiamiento de vivienda de por vida.

Al final del día, mi objetivo es brindarle tranquilidad desde la solicitud hasta el cierre y más allá. Espero presentarles a mi equipo y guiarlos en cada paso del camino.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

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Buying Now Means Saving Later

Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line. 

Your free rate quote

For full terms and conditions, visit ccm.com/buynowrefilater

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

Inspiration for your home loan journey

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Frequently asked questions

  • Los costos de refinanciamiento generalmente oscilan entre el 2 % y el 6 % del monto del préstamo e incluyen cargos como tasación, seguro de título y costos de cierre. Factores como el tipo de préstamo, la ubicación y el puntaje de crédito pueden  afectar significativamente  estos gastos. Nuestro equipo puede ayudar a proporcionar estrategias  que  pueden ayudar a minimizar los costos.

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