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Your Santa Cruz, California mortgage experts

Your Future Our Focus

  • 133 Mission Street, Suite 210 Santa Cruz, CA 95060 Branch NMLS #2306642 Phone (831) 425-8326

We’ll be with you every step of the way

As America’s #1 Retail Mortgage Lender, we work together to make every mortgage feel like a win. And when you work with us, we’re dedicated to one thing: You.

Home financing is more than a single loan – it’s about our communities. From first-time homebuyers building a new life to homeowners improving their finances using home equity, we’re dedicated to helping people prosper.

Our team is filled with dedicated loan officers living, supporting and serving their communities. We each offer our own individual specialties, from expert knowledge of home loan programs and the mortgage process to personal knowledge of the neighborhood you’re house hunting in. But in the end, we all come together to provide an exceptional experience and get it done for you.

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This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Inspiration for your home loan journey

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

Meet our team

Ryan Buckholdt Photo
Branch Leader

Ryan Buckholdt

  • Branch Manager
  • NMLS #319442
  • 133 Mission Street
  • Suite 210
  • Santa Cruz, CA 95060
Apply Now Visit My Website
Heather Wilbur Photo

Heather Wilbur

  • Senior Mortgage Advisor
  • NMLS #247788
  • 133 Mission Street
  • Suite 210
  • Santa Cruz, CA 95060
Apply Now Visit My Website
Diane Augason Photo

Diane Augason

  • Sr. Loan Officer
  • NMLS #57717
  • 133 Mission Street
  • Suite 210
  • Santa Cruz, CA 95060
Apply Now Visit My Website
Tony Crane Photo

Tony Crane

  • Senior Mortgage Advisor
  • NMLS #335270
  • 133 Mission Street
  • Suite 210
  • Santa Cruz, CA 95060
Apply Now Visit My Website
Brian Dean Photo

Brian Dean

  • Senior Mortgage Advisor
  • NMLS #243411
  • 133 Mission Street
  • Suite 210
  • Santa Cruz, CA 95060
Apply Now Visit My Website
Jenny Boffy Photo

Jenny Boffy

  • Senior Mortgage Advisor
  • NMLS #203209
  • 133 Mission Street
  • Suite 210
  • Santa Cruz, CA 95060
Apply Now Visit My Website
Noel McCord Photo

Noel McCord

  • Senior Mortgage Advisor
  • NMLS #353678
  • 133 Mission Street
  • Suite 210
  • Santa Cruz, CA 95060
Apply Now Visit My Website
Jean Adams Photo

Jean Adams

  • Senior Mortgage Advisor
  • NMLS #254384
  • 133 Mission Street
  • Suite 210
  • Santa Cruz, CA 95060
Apply Now Visit My Website
Joshua Augason Photo

Joshua Augason

  • Sr. Loan Officer
  • NMLS #1042338
  • 133 Mission Street
  • Suite 210
  • Santa Cruz, CA 95060
Apply Now Visit My Website
Mark Junod Photo

Mark Junod

  • Senior Mortgage Advisor
  • NMLS #582910
  • 133 Mission Street
  • Suite 210
  • Santa Cruz, CA 95060
Apply Now Visit My Website
Christine Meserve Photo

Christine Meserve

  • Senior Mortgage Advisor
  • NMLS #279908
  • 133 Mission Street
  • Suite 210
  • Santa Cruz, CA 95060
Apply Now Visit My Website
James Saville Photo

James Saville

  • Mortgage Consultant
  • NMLS #265156
  • 133 Mission Street
  • Suite 210
  • Santa Cruz, CA 95060
Apply Now Visit My Website
Heath Adams Photo

Heath Adams

  • Mortgage Consultant
  • NMLS #2103425
  • 133 Mission Street
  • Suite 210
  • Santa Cruz, CA 95060
Apply Now Visit My Website

Our support staff

Kristen McAndrews

Kristen McAndrews

Production Manager
Michelle Rachleff

Michelle Rachleff

Operations Manager
Landi Hueramo

Landi Hueramo

Loan Processor
Amelia Nagel

Amelia Nagel

Loan Processor
Karina Kelsen

Karina Kelsen

Production Associate
Jennifer Fraser

Jennifer Fraser

Loan Processor
Christy Buckholdt

Christy Buckholdt

Non-Originating Branch Manager
Lucas Junod

Lucas Junod

Loan Officer Assistant
Alondra Aguilar Gutierrez

Alondra Aguilar Gutierrez

Loan Officer Assistant

Frequently asked questions

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