VA loans come with lots of benefits. One you may not know is that they’re assumable, meaning a buyer can take over a seller’s existing VA loan, rather than get their own mortgage. There are plenty of ...
Your Tinton Falls, New Jersey mortgage experts
Your Future Our Focus
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97 Apple Street, Suites 4 & 5 Tinton Falls, NJ 07724 Branch NMLS #2670586
We’ll be with you every step of the way
As America’s #1 Retail Mortgage Lender, we work together to make every mortgage feel like a win. And when you work with us, we’re dedicated to one thing: You.
Home financing is more than a single loan – it’s about our communities. From first-time homebuyers building a new life to homeowners improving their finances using home equity, we’re dedicated to helping people prosper.
Our team is filled with dedicated loan officers living, supporting and serving their communities. We each offer our own individual specialties, from expert knowledge of home loan programs and the mortgage process to personal knowledge of the neighborhood you’re house hunting in. But in the end, we all come together to provide an exceptional experience and get it done for you.





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Meet our team
Branch Leader
Scott Simpson
- Branch Manager
- NMLS #210940
- 97 Apple Street
- Suites 4 & 5
- Tinton Falls, NJ 07724
- Scott.Simpson@ccm.com
- mobile 732-236-6310
- tel 732-385-9929
- fax 862-412-8479
Nakisha Brown
- Loan Officer
- NMLS #1992767
- 97 Apple Street
- Suites 4 & 5
- Tinton Falls, NJ 07724
John Oksen
- Loan Officer
- NMLS #1540251
- 97 Apple Street
- Suites 4 & 5
- Tinton Falls, NJ 07724
- John.Oksen@ccm.com
- mobile 732-687-7263
Kimberly Charne
- Loan Officer
- NMLS #648761
- 97 Apple Street
- Suites 4 & 5
- Tinton Falls, NJ 07724
Cedric Stafford
- Loan Officer
- NMLS #2236822
- 97 Apple Street
- Suites 4 & 5
- Tinton Falls, NJ 07724
Manny Cristancho
- Senior Loan Officer
- NMLS #704370
- 97 Apple Street
- Suites 4 & 5
- Tinton Falls, NJ 07724
- Manny.Cristancho@ccm.com
- mobile 973-919-3067
- tel 862-350-4404
- fax 862-350-4404
Sarah Panetta
- Project Manager/Loan Officer
- NMLS #1549950
- 97 Apple Street
- Suites 4 & 5
- Tinton Falls, NJ 07724
- Sarah.Panetta@ccm.com
- mobile 908-721-6711
- tel 862-214-2581