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  • 200 Mineral Springs Road, Suite 205 Rockaway, NJ 07866 Mobile (201) 403-6587 Mike.DeChristofano@ccm.com
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Your Local CrossCountry Mortgage Loan Officer

Mike DeChristofano

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  • Producing Sales Manager
  • Rockaway, NJ Mortgage Loan Officer
  • NMLS #214287
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I’ll be with you every step of the way

Hi, I’m Mike DeChristofano, known as “Mike The Mortgage Guy.” Mortgage lending is more than selling loans; it’s about helping people achieve their homeownership goals. With 21 years of industry experience, I take the time to understand each client’s unique story, whether it’s reaching a better financial position or connecting them to their dream home.

I see my customers as real people with real goals, needs, and dreams. My job is to match them with the best loan product, creating a seamless lending experience and building lifelong relationships. I believe constant communication is key to a successful purchase or refinance, so I’m available 7 days a week. I love my job and share my positive attitude with fellow mortgage originators and real estate agents. No matter your goal, I look forward to working with you!

Outside of work, I enjoy spending time with my wife and two sons, am a die-hard Yankees fan, and an avid San Francisco 49ers fan.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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