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  • 26 Village Center Drive, Unidad B-1 Reading, PA 19607 Mobile (272) 332-9525 David.Payonk@ccm.com
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Your Local CrossCountry Mortgage Loan Officer

David Payonk

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  • Senior Loan Officer
  • Reading, Oficial de Préstamos Hipotecarios de PA
  • NMLS #403938
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I’ll be with you every step of the way

Hola, soy David. Con 27 años de experiencia en la industria hipotecaria, me dedico a garantizar un proceso de financiamiento sin problemas. Mi amplio conocimiento y compromiso con el servicio personalizado han ayudado a innumerables personas a alcanzar sus sueños de ser propietario de una vivienda. Prospero en construir relaciones duraderas y guiar a los clientes a través de cada paso de su viaje. En el prestamista hipotecario minorista n.o 1 de los Estados Unidos, primero tengo su mejor interés, y usted siempre es mi principal prioridad.

Como su asesor hipotecario, trabajaré arduamente para encontrar el préstamo que se adapte a usted y a su familia. Seamos realistas, esta es una de las decisiones financieras más importantes que tomará en su vida. Es por eso que estaré allí con usted en cada paso del camino. Ya sea tu primera o quinta casa, ¡mi té te consiente!

Hablaremos sobre sus objetivos actuales de propiedad de vivienda y lo que el futuro puede presentarles a usted y a su familia. Desde nuestra primera conversación hasta el cierre y más allá, siempre estaré aquí para usted.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Los costos de refinanciamiento generalmente oscilan entre el 2 % y el 6 % del monto del préstamo e incluyen cargos como tasación, seguro de título y costos de cierre. Factores como el tipo de préstamo, la ubicación y el puntaje de crédito pueden  afectar significativamente  estos gastos. Nuestro equipo puede ayudar a proporcionar estrategias  que  pueden ayudar a minimizar los costos.

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