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  • 4509 Creedmoor Road, Suite 504 Raleigh, NC 27612 Mobile (919) 699-3223 Tel (919) 439-6335 Breandrea.Hayes@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Breandrea Hayes

  • Loan Officer
  • Raleigh, NC Mortgage Loan Officer
  • NMLS #737765
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I’ll be with you every step of the way

Hola, soy Breandrea y aporto más de 20 años de experiencia en servicios financieros al financiamiento de viviendas. Comencé en la banca, trabajando como banquero de primer nivel, gerente de sucursal y asesor financiero. Mi punto óptimo siempre ha sido establecer una relación con los clientes al conocer sus necesidades personales. Me encanta hacer amigos con cada prestatario que conozco.

Cuando acuda a mí para obtener un préstamo para vivienda, le haré las preguntas correctas para comprender sus metas y prioridades. Analizaremos una variedad de programas de préstamos, desde convencionales y jumbo hasta FHA y VA, para desarrollar un plan hipotecario solo para usted.

Desde nuestra primera conversación hasta el cierre y más allá, siempre estaré aquí para responder sus preguntas y asegurarme de que su préstamo continúe beneficiándolo. Como parte del equipo de Raleigh, Carolina del Norte, con el prestamista hipotecario minorista n.o 1 de Estados Unidos, espero con ansias comenzar su proceso de financiamiento de vivienda.

A título personal, tengo una licenciatura en Artes de la Comunicación de la Universidad Gannon. Mi esposo, Phillip, y yo tenemos una familia combinada de dos adolescentes y cuatro adultos jóvenes.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

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A family plays together peacefully knowing they found the best option to help them reach financial wellness.
A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.

Buying Now Means Saving Later

Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line. 

Your free rate quote

For full terms and conditions, visit ccm.com/buynowrefilater

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

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Inspiration for your home loan journey

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Frequently asked questions

  • Los costos de refinanciamiento generalmente oscilan entre el 2 % y el 6 % del monto del préstamo e incluyen cargos como tasación, seguro de título y costos de cierre. Factores como el tipo de préstamo, la ubicación y el puntaje de crédito pueden  afectar significativamente  estos gastos. Nuestro equipo puede ayudar a proporcionar estrategias  que  pueden ayudar a minimizar los costos.

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