Your Local CrossCountry Mortgage Loan Officer
Lizy Hoeffer
I’ll be with you every step of the way
Hi, I’m Lizy Hoeffer, and I’m proud to be ranked the No. 1 female loan officer in the nation for most closed loans (Scotsman Guide, 2018) and the No. 1 Hispanic loan officer in the nation (NAHREP, 2018). With over 16 years of mortgage industry experience, I’ve worked my way from a receptionist to a top 1% originator, closing over 800 loans in 2018. At the Phoenix, AZ branch of America’s #1 Retail Mortgage Lender, I help clients every day with passion—because passion changes everything.
Our team is driven by a passion for our clients, the mortgage process, and our business partners. We set ourselves apart through client education, finding the best products, and offering competitive rates with on-time closings.
In my Phoenix, AZ community, I volunteer with St. Mary’s Food Bank and lead the White Envelope Project, a homeless awareness campaign. At home, I enjoy life with my husband, Skyler, and our three children, Anabelle, Penelope, and Calvin.







Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.