Your Peabody, Massachusetts mortgage experts
Your Future Our Focus
We’ll be with you every step of the way
As America’s #1 Retail Mortgage Lender, we work together to make every mortgage feel like a win. And when you work with us, we’re dedicated to one thing: You.
Home financing is more than a single loan – it’s about our communities. From first-time homebuyers building a new life to homeowners improving their finances using home equity, we’re dedicated to helping people prosper.
Our team is filled with dedicated loan officers living, supporting and serving their communities. We each offer our own individual specialties, from expert knowledge of home loan programs and the mortgage process to personal knowledge of the neighborhood you’re house hunting in. But in the end, we all come together to provide an exceptional experience and get it done for you.





Guides and resources
How much will my mortgage payment be?
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Inspiration for your home loan journey
Meet our team
Joseph Girolamo
- Originating Branch Manager
- NMLS #496314
- 474 Lowell Street
- Store #10
- Peabody, MA 01960
- Joseph.Girolamo@ccm.com
- mobile 617-771-1382
- tel 978-346-3807
- fax 978-717-3546
Gary Girolamo
- Divisional Senior Vice President
- NMLS #872561
- 474 Lowell Street
- Store #10
- Peabody, MA 01960
Robert Capone
- Outside Loan Originator
- NMLS #37605
- 474 Lowell Street
- Store #10
- Peabody, MA 01960
Aldo Castro
- Senior Loan Officer
- NMLS #272755
- 474 Lowell Street
- Store #10
- Peabody, MA 01960
Gerta Mujaj
- Senior Loan Officer
- NMLS #69124
- 474 Lowell Street
- Store #10
- Peabody, MA 01960
Carey Kaprelian
- Loan Officer
- NMLS #828765
- 474 Lowell Street
- Store #10
- Peabody, MA 01960
- Carey.Kaprelian@ccm.com
- mobile 781-234-8262
- tel 978-717-3056
- fax 978-717-3127
Jane Mangiafico
- Sales Manager/Inside Loan Originator
- NMLS #2250114
- 474 Lowell Street
- Store #10
- Peabody, MA 01960
Nayara Negrelli
- Senior Loan Officer
- NMLS #2086722
- 474 Lowell Street
- Store #10
- Peabody, MA 01960
- Nayara.Negrelli@ccm.com
- mobile 617-838-0718
- tel 978-548-4468
Olga Laffitte
- Outside Loan Originator
- NMLS #184664
- 474 Lowell Street
- Store #10
- Peabody, MA 01960
- Olga.Laffitte@ccm.com
- mobile 857-250-5385
- tel 508-659-9433
- fax 508-659-9434
Bianca Cannatella
- Outside Loan Originator
- NMLS #2304332
- 474 Lowell Street
- Store #10
- Peabody, MA 01960
Andy Kristen
- Senior Loan Officer
- NMLS #1357428
- 474 Lowell Street
- Store #10
- Peabody, MA 01960
- Andy.Kristen@ccm.com
- mobile 781-400-4621
- tel 978-548-6059
- fax 978-548-6059
Michael Alvarez
- Loan Officer
- NMLS #2244505
- 474 Lowell Street
- Store #10
- Peabody, MA 01960
- Michael.Alvarez@ccm.com
- mobile 617-329-9493
- tel 978-595-1189
- fax 978-595-1189
Michael Caras
- Senior Loan Officer
- NMLS #1489370
- 474 Lowell Street
- Store #10
- Peabody, MA 01960
- Michael.Caras@ccm.com
- mobile 978-979-8372
- tel 978-955-2328
- fax 978-955-2328
Jonathan Charles
- Loan Officer
- NMLS #2007971
- 474 Lowell Street
- Store #10
- Peabody, MA 01960
Matthew Calver
- Sr. Loan Officer
- NMLS #208647
- 474 Lowell Street
- Store #10
- Peabody, MA 01960
- Matthew.Calver@ccm.com
- mobile 978-360-1550
- tel 978-548-6980
Peter Katsarakes
- Loan Consultant/Advisor
- NMLS #2576714
- 474 Lowell Street
- Store #10
- Peabody, MA 01960
Nick Silva
- Loan Officer
- NMLS #2598455
- 474 Lowell Street
- Store #10
- Peabody, MA 01960
- Nick.Silva@ccm.com
- mobile 978-335-9030
- tel 978-717-9425
- fax 978-717-9425