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Foto de Javier Handal
  • 11030 N. Kendall Drive, Unit 200 Miami, FL 33176 Mobile (305) 720-5359 Tel (305) 720-5359 Javier.Handal@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Javier Handal

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  • Outside Loan Originator
  • Miami, FL Mortgage Loan Officer
  • NMLS #368541
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I’ll be with you every step of the way

Hola, soy Javier, y con más de dos décadas de experiencia en la creación y el liderazgo de préstamos, aporto una gran cantidad de conocimientos. Mi experiencia abarca tácticas de negociación, habilidades de gestión y banca, todo lo cual utilizo para ayudar a mis clientes a alcanzar sus objetivos de propiedad de vivienda. Como parte de la sucursal de CCM en Miami, FL, me enorgullece ofrecer los recursos del prestamista hipotecario minorista n.o 1 de los Estados Unidos para brindarle el mejor servicio posible.

Antes de mi carrera hipotecaria, me sentí orgullosamente en la Fuerza Aérea de los EE. UU., trabajando en Telecomunicaciones y desempeñando un papel clave en Operation Southern Watch, Desert Thunder y Desert Fox. Fui honrado con la Medalla Expedicionaria de la Fuerza Aérea y la Medalla de Logros de la Fuerza Aérea, experiencias que profundizaron mi compromiso con mi país, familia y comunidad. Cuando no estoy trabajando o pasando tiempo con mi familia, disfruto retribuir a través del trabajo benéfico y ayudar a las familias necesitadas. ¡Trabajemos juntos para hacer realidad sus sueños de ser propietario de una vivienda!

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Los costos de refinanciamiento generalmente oscilan entre el 2 % y el 6 % del monto del préstamo e incluyen cargos como tasación, seguro de título y costos de cierre. Factores como el tipo de préstamo, la ubicación y el puntaje de crédito pueden  afectar significativamente  estos gastos. Nuestro equipo puede ayudar a proporcionar estrategias  que  pueden ayudar a minimizar los costos.

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