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  • 4819 State Hwy 121, Suite 13 The Colony, TX 75056 Mobile (972) 977-2285 Wendy.Cloud@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Wendy Cloud

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  • Loan Officer
  • The Colony, TX Mortgage Loan Officer
  • NMLS #1195575
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I’ll be with you every step of the way

Hola, soy Wendy Cloud. Con mi amplia experiencia y conocimiento, estoy bien equipado para guiarlo a través del complejo panorama financiero actual. Con más de 27 años de experiencia en la industria hipotecaria, ofrezco a mis clientes un enfoque profesional pero personalizado, lo que garantiza que obtengan las opciones de préstamo adecuadas y una atención excepcional.

No matter if this is your first mortgage or ninth, you are my priority. I’ll start by listening to your goals and showing you how we can achieve them. We’ll discuss the steps between applying for financing and closing your loan. I’ll provide updates on your loan status, and we’ll walk together every step of the way.

Ya sea que desee comprar, refinanciar o renovar, le ofrezco una variedad de programas de préstamos para alcanzar sus metas. Desde convencional y jumbo hasta FHA y VA, analizaremos los detalles específicos y personalizaremos la experiencia hipotecaria para que se adapte a sus planes. Estoy listo para brindarle la excelente experiencia de préstamo para vivienda que se merece. Comience su viaje con el prestamista hipotecario minorista n.o 1 de los Estados Unidos.

My social posts

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Homebuying is one of the most important decisions in someone’s life, so we work hard to make it a positive experience. We won’t settle until we hit 100% satisfaction — are you with us? 💯
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Jun 18
Every buyer will search for homes online — half will find one there. Make sure the information they find is clear and useful. Wondering how? Let’s chat. 📲
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Jun 17
Tackling debt takes time, patience and most importantly, a plan. We can help figure out if a debt consolidation loan should be part of yours.
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Jun 16
This win is more than a milestone. It’s proof we’re building something bigger and better. We picked up our pace to get here, and now there's no slowing our stride — it’s only onward and upward.
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Jun 16
Rest keeps you ready.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

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A family plays together peacefully knowing they found the best option to help them reach financial wellness.
A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.

Buying Now Means Saving Later

Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line. 

Your free rate quote

For full terms and conditions, visit ccm.com/buynowrefilater

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

Contact me

Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

Contact me

Inspiration for your home loan journey

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come.

Frequently asked questions

  • Los costos de refinanciamiento generalmente oscilan entre el 2 % y el 6 % del monto del préstamo e incluyen cargos como tasación, seguro de título y costos de cierre. Factores como el tipo de préstamo, la ubicación y el puntaje de crédito pueden  afectar significativamente  estos gastos. Nuestro equipo puede ayudar a proporcionar estrategias  que  pueden ayudar a minimizar los costos.

    Más información

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