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  • 900 NW 17th Avenue, Unit 202 Delray Beach, FL 33445 Mobile (757) 618-7534 Tel (904) 618-3295 John.Kersey@ccm.com

Your Local CrossCountry Mortgage Loan Officer

John Kersey

  • Outside Loan Originator
  • Delray Beach, FL Mortgage Loan Officer
  • NMLS #1737318
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I’ll be with you every step of the way

Hola, soy John, y desde que obtuve la licencia en 2018, he ayudado a más de 500 familias a lograr sus sueños de ser propietario de una vivienda. Mi principal prioridad es mantener una comunicación sólida con mis clientes y socios, garantizando un proceso hipotecario sencillo y sin problemas. Mi objetivo es proporcionar una experiencia que los deje entusiasmados por recomendarnos a mi equipo y a mí para futuras compras de viviendas.

Cuando trabaje con nosotros en la sucursal de Delray Beach, FL, del prestamista hipotecario minorista n.o 1 de los Estados Unidos, escucharemos atentamente para comprender sus metas y circunstancias. Si es un comprador de vivienda por primera vez, le guiaré a través de cada paso del proceso de préstamo y responderé cualquier pregunta a lo largo del camino. Para los propietarios experimentados, analizaremos los últimos productos y cómo los programas convencionales, jumbo, FHA y VA han evolucionado para satisfacer el mercado actual. Juntos, navegaremos por el proceso hipotecario y haremos realidad sus sueños de ser propietario de una vivienda.

En mi tiempo libre, soy un ávido surfista, yogi y golfista. Me encanta viajar y pasar tiempo con mi esposa e hijo, relajarme en casa o disfrutar de la playa.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

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Man relaxing on couch in living space reads about Bye-Bye PMI product on cell phone.
A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.

Buying Now Means Saving Later

Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line. 

Your free rate quote

For full terms and conditions, visit ccm.com/buynowrefilater

Save on Your Mortgage Every Month

Say Bye-Bye PMI 

Typically, when your down payment is less than 20%, you have to pay monthly private mortgage insurance (PMI). 

CCM Bye-Bye PMI offers qualified borrowers a conventional loan for as little as 15% down without PMI. That’s monthly mortgage savings and a smaller down payment, giving you more purchasing power.

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Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

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Frequently asked questions

  • Los costos de refinanciamiento generalmente oscilan entre el 2 % y el 6 % del monto del préstamo e incluyen cargos como tasación, seguro de título y costos de cierre. Factores como el tipo de préstamo, la ubicación y el puntaje de crédito pueden  afectar significativamente  estos gastos. Nuestro equipo puede ayudar a proporcionar estrategias  que  pueden ayudar a minimizar los costos.

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