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Foto de Joel Cenescar
  • 7284 West Palmetto Park Rd, Ste 110-S Boca Raton, FL 33433 Teléfono (407) 733-5168 Joel.Cenescar@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Joel Cenescar

  • Mortgage Loan Originator
  • Boca Raton, FL Mortgage Loan Officer
  • NMLS #1997948
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I’ll be with you every step of the way

Hola, soy Joel, nativo de Florida, originador de préstamos y agente de bienes raíces, ¡su tipo para comprender todos los aspectos del mercado de la vivienda! Mi profundo conocimiento de las comunidades locales y de ambos lados del proceso hipotecario garantiza que usted reciba una experiencia inigualable conmigo. En la sucursal de CCM en Boca Raton, FL, le proporcionaré orientación personalizada según sus circunstancias, ayudándole a encontrar el producto de préstamo adecuado, ya sea convencional, jumbo, FHA, VA o un programa especializado.

Desde solicitar hasta recibir sus llaves o completar un refinanciamiento, lo apoyaré en cada paso del camino, ofreciéndole actualizaciones continuas y respondiendo sus preguntas. La comunicación genera confianza, y quiero que se sienta seguro en cada fase de su proceso de ser propietario de una vivienda. No importa si está comprando, refinanciando o renovando, me complace trabajar con usted para hacer realidad sus sueños de ser propietario de una vivienda.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Los costos de refinanciamiento generalmente oscilan entre el 2 % y el 6 % del monto del préstamo e incluyen cargos como tasación, seguro de título y costos de cierre. Factores como el tipo de préstamo, la ubicación y el puntaje de crédito pueden  afectar significativamente  estos gastos. Nuestro equipo puede ayudar a proporcionar estrategias  que  pueden ayudar a minimizar los costos.

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