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  • 555 North Point Center E, 4th Floor, Office 455 Alpharetta, GA 30022 Mobile (404) 918-7463 Tel (404) 918-7463 Sandra.Smith@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Sandra Smith

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  • Originating Branch Manager
  • Alpharetta, GA Oficial de Préstamos Hipotecarios
  • NMLS #200651
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I’ll be with you every step of the way

¡Hola! Mi nombre es Sandra. Con más de 20 años en la industria hipotecaria, me apasiona ayudar a los clientes a lograr ser propietarios de una vivienda. Me especializo en una amplia gama de productos en el prestamista hipotecario minorista n.o 1 de los Estados Unidos, que incluye CCM Equity Express, construcción de cierre único, convencional, FHA, VA, USDA, DPA y opciones de préstamos no QM. Mi enfoque es personal, honesto y minucioso. Me tomo el tiempo para comprender los objetivos de cada cliente y guiarlo a través de cada paso. Soy conocido por cerrar a tiempo (o temprano), ofrecer una comunicación clara y brindar un servicio de primer nivel.

Me encanta trabajar con agentes inmobiliarios, planificadores financieros, abogados y clientes que regresan y derivan. He recibido varios premios de la Asociación de Banqueros Hipotecarios de Georgia (MBAG) y soy un miembro orgulloso de la Asociación Comercial de MBAG y Alpharetta.

Fuera del trabajo, disfruto de la música, los conciertos, el esquí, las caminatas y el tiempo con mi familia, amigos y perros. Mi lema se toma de Quincy Jones: “Ama lo que haces. Sea el trabajo de parto grande o pequeño, hágalo bien o no lo haga en absoluto.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Friends enjoying dinner in an updated kitchen after completing home improvements with the help of CCM Equity Express.
A woman in her home office is excited to learn about down payment assistance options.
First responders take action to emergency call.

Tap into your home equity – fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity. 

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days. 

Get Started – Fixed Get Started – Flex

Down Payment Assistance

Turn years from now into today 

Saving for a down payment can be a challenge, we get that. With our variety of down payment assistance (DPA) programs for conventional and FHA loans, you could buy a home with little or no cash. 

For most of these programs, one buyer must be a first-time homebuyer, and homebuyer education and other requirements may apply. 

We make home happen. Contact me today to see which option is best for you. 

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CCM Line of Duty Death Benefit

Our exclusive Line of Duty Death Benefit is designed to provide financial protection to the families of first responders. This complimentary, one-time benefit cancels the balance of your mortgage, up to $525,000, should you fall in the line of duty. It’s our way of saying thank you. 

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Inspiration for your home loan journey

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Frequently asked questions

  • Los costos de refinanciamiento generalmente oscilan entre el 2 % y el 6 % del monto del préstamo e incluyen cargos como tasación, seguro de título y costos de cierre. Factores como el tipo de préstamo, la ubicación y el puntaje de crédito pueden  afectar significativamente  estos gastos. Nuestro equipo puede ayudar a proporcionar estrategias  que  pueden ayudar a minimizar los costos.

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