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  • 555 North Point Center E, 4th Floor, Office 455 Alpharetta, GA 30022 Mobile (404) 457-0077 Tel (404) 457-0077 Joshua.Holmes@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Joshua Holmes

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  • Loan Officer
  • Alpharetta, GA Mortgage Loan Officer
  • NMLS #2392179
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I’ll be with you every step of the way

Hola, soy Joshua, y las hipotecas han sido un negocio familiar durante más de 40 años. Mi madre, mi padre y mi hermano han estado en la industria, y traigo este legado junto con mis 12 años de experiencia en hospitalidad para ofrecer una perspectiva única sobre el proceso de compra de una vivienda. Al encontrar el financiamiento de vivienda adecuado para usted, empiezo por escuchar. Analizaremos sus objetivos para encontrar el producto que se adapte a sus necesidades, desde préstamos convencionales y jumbo hasta préstamos de la FHA y VA.

Fuera de la oficina, disfruto pasar tiempo con mi familia y amigos. Tengo la bendición de vivir cerca de mi madre, que también está con CrossCountry Mortgage, y mi hermano. Pasamos la mayor cantidad de tiempo posible juntos. Mi Labrador Retriever, Huxley, se une a mí en todas partes, desde hacer senderismo y jugar al disc golf hasta cocinar. También disfruto de la salud y el estado físico, viajar y tocar música. En el prestamista hipotecario minorista n.o 1 de Estados Unidos en Alpharetta, GA, “Estoy listo para convertirme en propietario de una vivienda” es música para mis oídos, así que llámeme hoy mismo y hagamos que suceda.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Friends enjoying dinner in an updated kitchen after completing home improvements with the help of CCM Equity Express.
A family plays together peacefully knowing they found the best option to help them reach financial wellness.
A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.

Tap into your home equity – fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity. 

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days. 

Get Started – Fixed Get Started – Flex

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

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Inspiration for your home loan journey

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Frequently asked questions

  • Los costos de refinanciamiento generalmente oscilan entre el 2 % y el 6 % del monto del préstamo e incluyen cargos como tasación, seguro de título y costos de cierre. Factores como el tipo de préstamo, la ubicación y el puntaje de crédito pueden  afectar significativamente  estos gastos. Nuestro equipo puede ayudar a proporcionar estrategias  que  pueden ayudar a minimizar los costos.

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