Brandon Lay
I’ll be with you every step of the way
Hi, I’m Brandon. Raised in Grove City, Ohio, I now live in Hilliard and am proud to serve our community as CrossCountry Mortgage’s branch manager in Dublin. A former college athlete at the University of Rio Grande, I’ve brought the best values of athletics to home financing—which may be why I’m a Scotsman Guide Top Originator! Whether you’re buying your first home, your next home, or refinancing your current abode, my team and I will guide you through your home loan journey.
We’ll start by discussing your specific circumstances to offer the mortgage options best suited to you. Whether conventional or jumbo, FHA or VA, we’ll find the product to make your dreams a reality.
From applying to receiving your keys or completing your refinance, we’ll make sure you know what’s happening with your mortgage and answer your questions along the way. As part of America’s #1 Retail Mortgage Lender, I look forward to providing you with outstanding customer service and a personalized home financing experience.





Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.