Skip to content
Foto de Michelle Napier
  • 122 W High Street Woodstock, VA 22664 Mobile (540) 305-1101 Michelle.Napier@ccm.com
    Schedule a call

Your Local CrossCountry Mortgage Loan Officer

Michelle Napier

  • facebook logo
  • instagram logo
  • linkedin logo
  • Loan Officer
  • Oficial de Préstamos Hipotecarios de Woodstock, VA
  • NMLS #995143
Apply Now Free Rate Quote

Make your mortgage feel like a win

¡Hola! Mi nombre es Michelle y comencé a financiar mi vivienda en 2012. Me incorporé a la industria hipotecaria después de comprar mi primera vivienda y de tener un momento ligeramente difícil con el proceso. Al final, tuvimos la suerte de encontrar un excelente prestamista que nos ayudara a llegar a la mesa de cierre. Unos meses después de comprar nuestra casa, me ofrecieron la oportunidad de unirme al negocio hipotecario y sabía que era para mí.

 

¡Me encanta ayudar a las familias a convertirse en propietarios de viviendas! Soy comunicativo, profesional y apasionado por ayudar a los clientes a encontrar la solución adecuada para sus sueños de ser propietarios de una vivienda. Con el apoyo de mi equipo de Reston, VA, me complace guiarlo a través del proceso de compra de una vivienda en el prestamista hipotecario minorista n.o 1 de Estados Unidos.

 

Cuando no estoy ayudando a otras familias, me encanta pasar tiempo con mi esposo y nuestros cuatro hijos.

My social posts

michellenapier_lending michellenapier_lending
9h
Go big.
michellenapier_lending michellenapier_lending
Jun 20
Homebuying is one of the most important decisions in someone’s life, so we work hard to make it a positive experience. We won’t settle until we hit 100% satisfaction — are you with us? 💯
michellenapier_lending michellenapier_lending
Jun 18
Every buyer will search for homes online — half will find one there. Make sure the information they find is clear and useful. Wondering how? Let’s chat. 📲
michellenapier_lending michellenapier_lending
Jun 17
Tackling debt takes time, patience and most importantly, a plan. We can help figure out if a debt consolidation loan should be part of yours.
michellenapier_lending michellenapier_lending
Jun 16
Rest keeps you ready.
Woman researching loan officers to find the right financing parter

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.
A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.
Women sits at kitchen table and researching options to help her purchase a home instead of renting one.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

Contact me

Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

Contact me

Move On From Renting

Buying a home doesn’t seem easy, but that shouldn’t stop you from enjoying the benefits of homeownership! I’ll provide solutions to help you own your very own home. 

Not sure you’re financially ready?  

We’ll make a plan that fits your budget. 

Think iffy credit will hold you back?  

I’ve got options with flexible requirements. 

Unsure about high rates, down payments, or closing costs? 

We’ll find ways to save.  

Don’t wait – let’s start the process so you can make your big move. 

Contact me

Inspiration for your home loan journey

View All

Frequently asked questions

  • Los costos de refinanciamiento generalmente oscilan entre el 2 % y el 6 % del monto del préstamo e incluyen cargos como tasación, seguro de título y costos de cierre. Factores como el tipo de préstamo, la ubicación y el puntaje de crédito pueden  afectar significativamente  estos gastos. Nuestro equipo puede ayudar a proporcionar estrategias  que  pueden ayudar a minimizar los costos.

    Más información

Get Pre-Approved

I’d love to hear from you.

    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    By proceeding, I am consenting to receive phone calls, SMS (text messages) and emails from CrossCountry Mortgage, LLC. I expressly consent to be contacted by CrossCountry Mortgage or its agents on a recurring basis at the phone number and/or email address I provided regarding products or services via live, automated or prerecorded phone calls, SMS (text messages) or email. I understand that my telephone company may impose charges on me for these contacts, and that I am not required to sign this agreement as a condition of purchase of property, goods, or services. I understand that I may cancel this consent at any time. Reply STOP to cancel, HELP for help. Msg & data rates may apply. Msg freq. varies. Terms and Conditions/Privacy Policy apply.