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  • 122 W High Street Woodstock, VA 22664 Mobile (304) 283-8337 David.Smith3@ccm.com

Your Local CrossCountry Mortgage Loan Officer

David W. Smith

  • Senior Loan Officer
  • Woodstock, VA Mortgage Loan Officer
  • NMLS #188852
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I’ll be with you every step of the way

¡Hola! Mi nombre es David. Habiendo nacido y criado en la región de Eastern Panhandle de Virginia Occidental, he presenciado personalmente el crecimiento de nuestra comunidad local. Con más de 25 años de experiencia financiera, invierto en ayudar a los compradores a lograr el objetivo de ser propietarios de una vivienda. 

Ya sea que compre una vivienda por primera vez o sea propietario de una vivienda desde hace mucho tiempo, me comprometo a hacer que el financiamiento de su vivienda sea lo más sencillo y fluido posible. Me esforzaré por mantenerlo informado durante todo el proceso, responder sus preguntas y proporcionar actualizaciones del estado del préstamo a lo largo del proceso. Mi objetivo n.o 1 es tener una satisfacción del 100 % y lograr resultados, a tiempo, según lo prometido. 

Cuando se trata del financiamiento de su vivienda, le ofrezco una variedad de programas de préstamos que se adaptan a sus metas. Desde convencional y jumbo hasta FHA y VA, analizaremos los detalles específicos y personalizaremos la experiencia hipotecaria para que se adapte a sus planes. Comience su viaje con el prestamista hipotecario minorista n.o 1 de los Estados Unidos.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Los costos de refinanciamiento generalmente oscilan entre el 2 % y el 6 % del monto del préstamo e incluyen cargos como tasación, seguro de título y costos de cierre. Factores como el tipo de préstamo, la ubicación y el puntaje de crédito pueden  afectar significativamente  estos gastos. Nuestro equipo puede ayudar a proporcionar estrategias  que  pueden ayudar a minimizar los costos.

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