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  • 66-M Concord St Wilmington, MA 01887 Mobile (603) 759-3465 Tel (978) 737-7489 Renee.Guidaboni@ccm.com
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Your Local CrossCountry Mortgage Loan Officer

Renee Coleman

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  • Loan Originator/CDLP
  • Wilmington, MA Mortgage Loan Officer
  • NMLS #1119902
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I’ll be with you every step of the way

Hi, I’m Renee Guidaboni Coleman, and since 2012, I’ve been educating consumers about their home financing options. Whether you’re a first-time homebuyer or looking to upsize or downsize, I’m here to help you long before you ever make an offer on a property. At the Wilmington, MA branch of America’s #1 Retail Mortgage Lender, I’m dedicated to finding a viable mortgage option that fits your goals and financial situation.

There are many factors to consider when it comes to a home loan, with interest rates being just one of them. I’ll sit down with you, review your budget, income, and savings, and help you get a clear picture of what program is realistic. Together, we’ll explore all your options to ensure you make the best decision for your homeownership dreams. In addition to conventional mortgage products, I specialize in reverse mortgages, which enable homeowners 62 and older to maximize their home equity and enjoy living in their home for as long as possible.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A woman in her home office is excited to learn about down payment assistance options.
A family plays together peacefully knowing they found the best option to help them reach financial wellness.
Retired woman enjoys a bike ride and her peace of mind after starting her reverse mortgage.

Down Payment Assistance

Turn years from now into today 

Saving for a down payment can be a challenge, we get that. With our variety of down payment assistance (DPA) programs for conventional and FHA loans, you could buy a home with little or no cash. 

For most of these programs, one buyer must be a first-time homebuyer, and homebuyer education and other requirements may apply. 

We make home happen. Contact me today to see which option is best for you. 

Learn more

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

Contact me

You’ve worked hard for your home. Now it’s time to put your home equity to work for you.

A reverse mortgage allows homeowners aged 55 or older to borrow against their housing wealth while maintaining ownership, title, and control of their home.

But unlike traditional financing solutions, there is no monthly payment required on the loan — taxes, insurance, and maintenance only.

What will you do with tax-free cash from your home equity?

  • Improve cash flow and increase savings
  • Refinance or eliminate existing mortgage and consumer debt
  • Pay for healthcare expenses and long-term care
  • Finance home renovations to age safely in place
  • Buy a new home that better suits your needs
  • Create a financial safety net with a growing line of credit
Get started

*Review the Reverse mortgage requirements found on the product page for additional details.

Woman researching loan officers to find the right financing parter

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

Inspiration for your home loan journey

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

    Learn more

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