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  • 37 West Avenue, Suite 201 Wayne, PA 19087 Mobile (610) 564-3180 Tel (484) 351-6592 Ruth.Falcone@ccm.com
Your Local CrossCountry Mortgage Loan Officer

Ruth Falcone

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  • Senior Loan Officer
  • Wayne, PA Mortgage Loan Officer
  • NMLS #137201
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I’ll be with you every step of the way

Hi, I’m Ruth, and my career has spanned all aspects of the mortgage industry, from origination to loan servicing. As a trusted loan officer at CCM’s Wayne, PA office, I’m committed to helping you find the loan product best suited to your needs, backed by the expertise of America’s #1 Retail Mortgage Lender.

I specialize in conventional, non-conforming, FHA, and VA loans, among others. I take pride in thoroughly explaining the home financing process, ensuring all your questions are answered from origination to settlement.

Whether this is your first home, next home, a refinance, or an investment property, you’ll always know what’s happening with your mortgage as it moves from one step to the next. Let’s work together to provide you with a customized loan experience and outstanding service.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

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