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  • 530 Chestnut Street, Suite 202 Union, NJ 07083 Mobile (609) 933-1700 Malik.Shalmiyev@ccm.com
Your Local CrossCountry Mortgage Loan Officer

Malik Shalmiyev

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  • Loan Officer
  • Union, NJ Mortgage Loan Officer
  • NMLS #1542149
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I’ll be with you every step of the way

Hi, I’m Malik! When you call me, you can expect friendly, professional advice and clear explanations of our mortgage programs. My team and I will walk you through the advantages and risks of each home loan and help you make the right decision for your homeownership goals.

From our first conversation to closing, you’ll benefit from flexible appointments, ongoing availability, and my commitment to customer service and satisfaction. You’ll work with a dedicated professional who will thoroughly evaluate your financial circumstances to help you qualify for a mortgage that works within your budget. I’ll always be by your side to answer your questions and make the home financing process as smooth as possible.

Although I’m located in Lower Marion Township, PA, I’m able to do business throughout the entire state! No matter where you consider home, I’m here to help you make a smart financial decision. I can’t wait to answer your call and help you achieve your goals with America’s #1 Retail Mortgage Lender.

My social posts

malik.mortgage malik.mortgage
May 2
The most popular type of home has been the same for years. While the specs and blueprints look similar, your buyers are always evolving and we're here to help.
malik.mortgage malik.mortgage
May 1
A secure home is a safe home. A few simple checks offer big peace of mind. 🔐
malik.mortgage malik.mortgage
Apr 30
March existing home sales dipped 5.9%, tempering early spring market momentum. Connect with a trusted advisor now to plan your clients’ next steps wisely. 🤝🏠
malik.mortgage malik.mortgage
Apr 29
This one’s for the non-traditional folks – self-employed borrowers, real estate investors, homebuyers without a Social Security number. There’s a path to home for everyone with non-QM loans. Let’s find yours!
malik.mortgage malik.mortgage
Apr 28
Mindfulness is in every moment.
Woman researching loan officers to find the right financing parter

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family takes their first family photo on the porch of their new home thanks to CCM Smart Start.
A woman in her home office is excited to learn about down payment assistance options.
A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.

First-Time Homebuyers – Get up to $5,250!

There’s no greater feeling than moving into your first home. Getting the keys, opening the front door, making the home your own – all things we want you to experience! 

CCM Smart Start will contribute up to $5,250 toward those good feelings. With CCM Smart Start, we’ll cover 2% of the purchase price (up to $5,250) for the down payment so your homeownership dream can come to life. 

For terms and conditions, visit crosscountrymortgage.com/mortgage/loans/down-payment-assistance/ccm-smart-start/

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Down Payment Assistance

Turn years from now into today 

Saving for a down payment can be a challenge, we get that. With our variety of down payment assistance (DPA) programs for conventional and FHA loans, you could buy a home with little or no cash. 

For most of these programs, one buyer must be a first-time homebuyer, and homebuyer education and other requirements may apply. 

We make home happen. Contact me today to see which option is best for you. 

Learn more

Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

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Inspiration for your home loan journey

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