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9721 E 79th Street, 2nd Floor Tulsa, OK 74133 Mobile (918) 281-5475 Tel (918) 281-5475 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Construction Loan
- Conventional Loan
- Purchase
- Refinance
- VA Loan
Steve Currington
I’ll be with you every step of the way
Hi, I’m Steve, a mortgage professional at our Tulsa, OK branch with America’s #1 Retail Mortgage Lender, specializing in new construction homes and working with Veterans. After four years of being a top producer in the mortgage industry, I founded Currington Mortgage in 2009.
I’m passionate about supporting free enterprise and small businesses, and I’ve been an entrepreneur since I was 12. I currently serve on the board of the Bixby Metro Chamber of Commerce and am actively involved in non-profits, including Make-A-Wish Oklahoma and Tulsa Celebrity Fight Night. My dedication to business, combined with my expertise in marketing, mortgage lending, and leadership, has helped me make an impact in my community.
At 1000 mph, I don’t settle for anything less than success. My fast-paced approach helps create balance, allowing me to build strong relationships in both life and business. I’m proud to live in Bixby, Oklahoma, with my wife, Sally, and our two children, Ethan and Emma.
Steve’s testimonials
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.