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  • 1182 Fischer Blvd., Suite 1 Toms River, NJ 08753 Mobile (732) 713-2887 Tel (732) 597-7756 Mark.Ramos@ccm.com
Your Local CrossCountry Mortgage Loan Officer

Mark Ramos

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  • Sales Manager
  • Toms River, NJ Mortgage Loan Officer
  • NMLS #216938
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I’ll be with you every step of the way

Hi, I’m Mark, based in Ocean County, New Jersey. As a born-and-raised New Jersey native, I’ve always valued hard work and self-sufficiency. Growing up in Tenafly, Bergen County, I worked two jobs to put myself through college, earning a bachelor’s degree in communications from the College of New Jersey. Now, living in Ocean County with my wife and seven children, I’m passionate about building relationships with my clients and providing them with the personalized attention they deserve.

With over 18 years of experience in the industry, I have the knowledge and expertise needed to help you secure the best possible terms and rates for your mortgage. Whether we’re discussing your mortgage needs or simply enjoying the great outdoors, I’m committed to getting to know you on a personal level and helping you achieve your goals. As part of America’s #1 Retail Mortgage Lender, I’m invested in your success and will work tirelessly to ensure that you receive the highest level of personalized service and support.

My social posts

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As a self-employed borrower, we know you hustle. And we know that you’re more than capable of purchasing a home. So, we threw the rules of approval out the window for you. Our Signature Expanded 1...
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🏡 Attention First-Time Homebuyers in New Jersey! 🏡

Are you dreaming of owning your own home but struggling to save for a down payment? The New Jersey Housing and Mortg...
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Believe in your strength.
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May 30
Finance your next investment property with gross rent — NOT your income — with our Signature Expanded Investor Cash Flow Loan. Get qualified for your loan based on the property’s cash flow without h...
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May 30
While nearly half of buyers still settle in the suburbs, a rising number are buying in the big city. Whether your clients are looking for a downtown apartment or a rural escape, we’ve got loans for any locale....
Woman researching loan officers to find the right financing parter

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Friends enjoying dinner in an updated kitchen after completing home improvements with the help of CCM Equity Express.
A woman in her home office is excited to learn about down payment assistance options.

Tap into your home equity – fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity. 

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days. 

Get Started – Fixed Get Started – Flex

Down Payment Assistance

Turn years from now into today 

Saving for a down payment can be a challenge, we get that. With our variety of down payment assistance (DPA) programs for conventional and FHA loans, you could buy a home with little or no cash. 

For most of these programs, one buyer must be a first-time homebuyer, and homebuyer education and other requirements may apply. 

We make home happen. Contact me today to see which option is best for you. 

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Inspiration for your home loan journey

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

    Learn more

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