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  • 4819 State Hwy 121, Suite 13 The Colony, TX 75056 Mobile (972) 977-2285 Wendy.Cloud@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Wendy Cloud

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  • Loan Officer
  • The Colony, TX Mortgage Loan Officer
  • NMLS #1195575
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I’ll be with you every step of the way

Hello, I’m Wendy Cloud. With my extensive expertise and knowledge, I’m well-equipped to guide you through today’s complex financing landscape. With over 27 years of experience in the mortgage industry, I offer my clients a professional yet personalized approach – ensuring they get the right loan options and exceptional care.

No matter if this is your first mortgage or ninth, you are my priority. I’ll start by listening to your goals and showing you how we can achieve them. We’ll discuss the steps between applying for financing and closing your loan. I’ll provide updates on your loan status, and we’ll walk together every step of the way.

Whether you want to buy, refinance, or renovate, I offer a variety of loan programs to achieve your goals. From conventional and jumbo to FHA and VA, we’ll discuss specifics and personalize the mortgage experience to fit your plans. I’m ready to give you the outstanding home loan experience you deserve. Start your journey with America’s #1 Retail Mortgage Lender.

My social posts

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Jun 13
As an agent, you have roughly 10 weeks and 5 showings to help get a buyer into their dream home. Make the most of that time with help from an expert mortgage lender. 🏠
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Jun 13
We're not just America's #1 Retail Mortgage Lender — we're yours. We're the top lender in 7 states, which means we know the neighborhood you want and have the resources to get you there.
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Jun 12
You’ve chosen the perfect color for your front door — congrats! Now it’s time to get down to business. Grab our step-by-step guide and transform your home with one manageable DIY project.
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Jun 11
Agents are one thing that never go out of style. Buyers consistently want to work with agents, and they value your expertise and guidance. For the record, we do too! 🤝
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Jun 11
Next time you go for a walk, count the homes you pass. It won’t take long until you find one secured by America’s #1 Retail Mortgage Lender.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

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A family plays together peacefully knowing they found the best option to help them reach financial wellness.
A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.

Buying Now Means Saving Later

Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line. 

Your free rate quote

For full terms and conditions, visit ccm.com/buynowrefilater

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

Contact me

Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

Contact me

Inspiration for your home loan journey

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come.

Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

    Learn more

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