Skip to content
Wendy Cloud photo
  • 4819 State Hwy 121, Suite 13 The Colony, TX 75056 Mobile (972) 977-2285 Wendy.Cloud@ccm.com
Your Local CrossCountry Mortgage Loan Officer

Wendy Cloud

  • facebook logo
  • instagram logo
  • tiktok logo
  • linkedin logo
  • zillow logo
  • Loan Officer
  • The Colony, TX Mortgage Loan Officer
  • NMLS #1195575
Apply Now Free Rate Quote

I’ll be with you every step of the way

Hello, I’m Wendy Cloud. With my extensive expertise and knowledge, I’m well-equipped to guide you through today’s complex financing landscape. With over 27 years of experience in the mortgage industry, I offer my clients a professional yet personalized approach – ensuring they get the right loan options and exceptional care.

No matter if this is your first mortgage or ninth, you are my priority. I’ll start by listening to your goals and showing you how we can achieve them. We’ll discuss the steps between applying for financing and closing your loan. I’ll provide updates on your loan status, and we’ll walk together every step of the way.

Whether you want to buy, refinance, or renovate, I offer a variety of loan programs to achieve your goals. From conventional and jumbo to FHA and VA, we’ll discuss specifics and personalize the mortgage experience to fit your plans. I’m ready to give you the outstanding home loan experience you deserve. Start your journey with America’s #1 Retail Mortgage Lender.

My social posts

wendycloud.ccm wendycloud.ccm
2h
You’ve decluttered – congrats! Now you need to decide where to send your unwanted stuff. Donate, sell or toss, then savor your immaculate space.

Calm the chaos in any room w...
wendycloud.ccm wendycloud.ccm
May 28
April saw a modest slowdown in existing-home sales, easing 0.5% from the previous month. As demand remains pent up, we’re your go-to partner when your buyers find opportunities in their market.
wendycloud.ccm wendycloud.ccm
May 27
Knowing your home’s equity gives you the power to make confident decisions. Ready to see yours? Use our calculator. Ready to tap into it? Get in touch.💰
wendycloud.ccm wendycloud.ccm
May 27
Our renovation project support includes just about everything possible. And, yes, it goes as far as talking about your favorite types of sinks! You have preferences, we have solutions. Contact us today.
wendycloud.ccm wendycloud.ccm
May 26
Memorial Day is a time to enjoy those who are closest, but there is a deeper meaning. Always remember those who gave their lives throughout our country’s history and beyond for their incredible service. #Memorial...

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Neutral living room with fireplace.
A family plays together peacefully knowing they found the best option to help them reach financial wellness.
A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.

Buying Now Means Saving Later

Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line. 

Your free rate quote

For full terms and conditions, visit ccm.com/buynowrefilater

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

Contact me

Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

Contact me

Inspiration for your home loan journey

View All
Woman researching loan officers to find the right financing parter

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come.

Frequently asked questions

Get Pre-Approved

I’d love to hear from you.

    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    By proceeding, I am consenting to receive phone calls, SMS (text messages) and emails from CrossCountry Mortgage, LLC. I expressly consent to be contacted by CrossCountry Mortgage or its agents on a recurring basis at the phone number and/or email address I provided regarding products or services via live, automated or prerecorded phone calls, SMS (text messages) or email. I understand that my telephone company may impose charges on me for these contacts, and that I am not required to sign this agreement as a condition of purchase of property, goods, or services. I understand that I may cancel this consent at any time. Reply STOP to cancel, HELP for help. Msg & data rates may apply. Msg freq. varies. Terms and Conditions/Privacy Policy apply.